ZIP 61814 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 61814 (Vermilion County, Illinois) lands at 22/100 — low on DLRadar's distress scoring. The latent-versus-live split is 51/100 structural and 1/100 already moving. The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (51/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (4/100). It additionally carries heavy environmental risk: climate & FEMA risk (77/100), flood (NFIP) exposure (61/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 11% lower over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 1.1%. The typical home is worth about $111,200 (1.9× income, relatively affordable). Rent burden reaches 64% of tenant households. About 13% have a four-year degree. The ZIP holds roughly 491 housing units. 10.8% of residents fall below the poverty threshold. The tenure split is 86% owner-occupied to 14% rented. Households earn a median $57,727 — below the roughly $78,000 national figure. Population is roughly 1,207 with a median age of 42. The demographic-stress sub-score lands at 28/100.

Net-net, 61814 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 61814 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 61814 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Vermilion County, Illinois and the nation. 61814 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 61814's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 61814 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.