ZIP 61858 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 61858 (Vermilion County, Illinois) returns a low composite of 22/100. Climate and flood risk are elevated too — climate & FEMA risk (77/100), flood (NFIP) exposure (61/100). The pressure is most legible in construction/permit lag (63/100), structural risk (51/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (4/100). Structural exposure scores 51 and live distress 1 on the 0–100 scale.

The market reads expansion — home values rose 5.7% year on year, and 22% higher over three years, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 1,360 housing units. Rent burden reaches 51% of tenant households. Population is roughly 2,716 with a median age of 44. The vacancy rate is 8.8%. The tenure split is 76% owner-occupied to 24% rented. The poverty rate is 17.3% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 30/100. At $54,972, median income runs below typical U.S. levels. The typical home is worth about $125,500 (2.3× income, relatively affordable). Educational attainment sits at 13% bachelor's-or-above.

On balance 61858 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 61858 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 61858 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 61858 stays directly comparable to neighboring ZIPs and the rest of Vermilion County, Illinois. Where the record is thin for 61858, the field stays empty rather than modeled, and fills in as new documents post.

The 22/100 figure for 61858 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 61858 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.