ZIP 61850 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 61850 (Vermilion County, Illinois) lands at 22/100 — low on DLRadar's distress scoring. Structurally it carries 51/100, against 1/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (77/100), flood (NFIP) exposure (61/100)). Its heaviest discrete signals: construction/permit lag (63/100), structural risk (51/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (4/100).

The expansion-phase market in 61850 posted values that rose 5.7% over the year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 475 with a median age of 40. A median home runs $84,600 here, or 1.3 times local income. On demographic stress specifically, 61850 scores 21/100. Educational attainment sits at 9% bachelor's-or-above. Owners hold 94% of homes, renters 6%. Roughly 8.8% live below the poverty line. Vacancy runs 12.4%, above the national norm and a classic distress-and-opportunity signal. At $53,523, median income runs below typical U.S. levels. There are about 188 housing units across 61850. Rent burden reaches 25% of tenant households.

Taken together, 61850 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 61850 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 61850, the field stays empty rather than modeled, and fills in as new documents post.

The 22/100 for 61850 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 61850 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.