ZIP 61873 Property Distress & Foreclosure Data

Composite property distress in 61873 (Champaign County, Illinois) lands at 18/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (90/100)). On the structural side it scores 39/100, with 2/100 of stress already active. The sharpest non-environmental signals are structural risk (39/100), institutional ownership (13/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and construction/permit lag (3/100).

The peak-phase market in 61873 posted values that rose 4.4% over the year, 2.9% off the recent peak, and 27% higher over three years (phase confidence 48/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $112,755, median income runs above typical U.S. levels. Around 36% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,264 housing units. The typical home is worth about $265,400 (2.2× income, relatively affordable). 86% of housing is owner-occupied. The demographic-stress sub-score lands at 18/100. The poverty rate is 5.6% — low. The vacancy rate is 3.9%. Around 7% of renters are cost-burdened. Population is roughly 5,803 with a median age of 40.

Broadly, 61873 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

18/100
Composite stress
39/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 61873

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk90
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Champaign County

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