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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 61873 Foreclosure, Tax-Lien & Distress Report

Champaign County, Illinois · Distress market

Composite property distress in 61873 (Champaign County, Illinois) lands at 18/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (90/100). Latent structural risk is 39/100 while live distress already moving reads 2/100. The sharpest non-environmental signals are structural risk (39/100), institutional ownership (14/100), mortgage stress (7/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 4.0% year on year, and 27% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

Median household income is $112,755, above the U.S. median near $78,000. Around 36% of adults hold a bachelor's degree or higher. There are about 2,264 housing units across 61873. Home values center near $265,400, an affordability ratio of 2.2× — accessible. The tenure split is 86% owner-occupied to 14% rented. The demographic-stress sub-score lands at 18/100. 5.6% of residents fall below the poverty threshold. The vacancy rate is 3.9%. Around 7% of renters are cost-burdened. Population is roughly 5,803 with a median age of 40.

Overall 61873 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 61873 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Champaign County, Illinois and the nation. Nothing here is interpolated — where a source is thin for 61873, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

61873's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 61873 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

18/100
Composite stress
39/100
Structural risk
2/100
Distress activity

What is driving ZIP 61873’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk90
9 further distress layers are graded for 61873

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 61873 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 61873, the same set carried on every parcel.

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Adjacent Champaign County ZIP reports

More distress data near 61873

Keep going: ZIP, county and state distress coverage for Champaign County, Illinois.

Get the full acquisition report for 61873

Every distressed parcel in 61873 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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