ZIP 61821 Property Distress & Foreclosure Data

In Champaign County, Illinois, ZIP 61821 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 39 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (90/100). Its standout signals are structural risk (39/100), institutional ownership (13/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and construction/permit lag (3/100) register low.

The market reads peak — home values rose 4.4% year on year, 2.9% off the recent peak, and 25% higher over three years, at 48/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 13,441 housing units across 61821. Vacancy runs 9.6%. A median home runs $181,800 here, or 2.5 times local income. Households earn a median $69,284 — near the roughly $78,000 national figure. The tenure split is 62% owner-occupied to 38% rented. About 50% have a four-year degree. Roughly 14.0% live below the poverty line. Rent burden reaches 47% of tenant households. About 28,838 people live here, median age 36. On demographic stress specifically, 61821 scores 28/100.

Net-net, 61821 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.