Champaign County, IL: Foreclosures, Tax Liens & Distressed Properties

DLRadar tracks property distress across Champaign County, Illinois using verifiable public-record signals alone. There are 35 scored ZIPs in the county (mean composite 16/100). ZIP-level distress ranges from 18/100 at the top down to 5/100. On bank and credit headwind, Champaign County scores 46/100.

In its peak phase, Champaign County home prices rose 4.0% across the last year, at 36/100 phase confidence. On a market plateau, blanket buying underperforms — the edge is parcel by parcel.

At +4.0% YoY and 36/100 confidence, the discount lives in outliers and a county-wide sweep stays on the shelf. A mid-cycle 46/100 lender reading means mixed owner- and bank-driven distress.

By composite, 61801 (18/100), 61802 (18/100), 61815 (18/100), 61816 (18/100), 61820 (18/100), 61821 (18/100) top the county — tap any ZIP to go deeper. Other tracked Champaign County ZIPs include 61822, 61840, 61843, 61847, 61863, 61864, 61866, 61871, 61873, 61874.

On the housing-and-income side, Champaign County's scored ZIPs run a median age of 41.5, household income averaging about $66,814, below the national median, an owner-occupied share of 77%, 10% of households below the poverty line, home values averaging roughly $192,483, below the US, vacancy near 10%. Income, equity and tenure like these set up the volume of pressured sellers and the exit liquidity behind them.

With a low 16/100 reading over 35 ZIPs, Champaign County is a screen-by-ZIP market and not a county-wide play. A DLRadar subscription opens every Champaign County parcel: owner, address and APN, score, bank exposure and an exit-velocity estimate.

No county is too small to score: Champaign County, Illinois runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Champaign County's numbers mean exactly what they mean anywhere else in Illinois.

Treat Champaign County, Illinois as a ranked list, not a single market: the spread between its strongest and weakest ZIPs is where the acquisition margin actually sits. Provenance for Champaign County is explicit: recorders and courts for filings, FHFA for prices, FDIC for lenders. No interpolation, no synthetic values.

The ZIP breakdown for Champaign County leads with 61801 (18/100), 61802 (18/100), 61815 (18/100), 61816 (18/100), 61820 (18/100), 61821 (18/100). DLRadar also scores 61822, 61840, 61843, 61847, 61863, 61864, 61866, 61871 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

Under Champaign County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.