ZIP 61877 Property Distress & Foreclosure Data

DLRadar grades ZIP 61877 (Champaign County, Illinois) at a low 18/100 for overall property distress. Property-level stress concentrates in structural risk (39/100), institutional ownership (13/100), mortgage stress (7/100). mortgage stress (7/100) and construction/permit lag (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (90/100). On the structural side it scores 39/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, 2.9% off the recent peak, and 37% higher over three years (phase confidence 48/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $92,857, above the U.S. median near $78,000. 1,055 residents call 61877 home, typically aged 46. Around 33% of renters are cost-burdened. Educational attainment sits at 23% bachelor's-or-above. 3.3% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 22/100. The vacancy rate is 8.1%. The ZIP holds roughly 486 housing units. Home values center near $209,700, an affordability ratio of 2.2× — accessible. Owners hold 87% of homes, renters 13%.

On balance, 61877 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.