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Edgar County, IL: Foreclosures, Tax Liens & Distressed Properties

Edgar County, IL, Illinois: 15 ZIP codes scored, Edgar County, IL averaging 14/100 (minimal, Edgar, IL), from 5 to 21. Edgar County, IL is in its expansion phase (Edgar, IL confidence 34/100): Edgar, IL home prices up 5.3% (Edgar, IL) over twelve months. Edgar County, IL lender headwind: 92/100.

Highest-scoring Edgar County, IL ZIPs: 61870 (21/100), 61876 (20/100), 61943 (17/100), 61942 (16/100), 61810 (14/100), 61917 (14/100). Also scored in Edgar County, IL: 61924, 61932, 61933, 61940, 61944, 61949, 61955, 62423, 62441.

Across Edgar County, IL's scored ZIPs: median home value $101,993, household income $64,177, 10.6% vacancy, 11.1% poverty, 80% owner-occupied, median age 46.0.

Edgar County, IL insurance distress 0/100 (#2,620 in the US); FEMA hazard 0/100 for Edgar, IL; Edgar, IL construction distress 74/100.

5 banks with 10 branches lend in Edgar County, IL; Edgar, IL weighted bank stress 76/100, highest 96/100 in Edgar, IL.

Edgar County, IL unemployment 3.8% (Edgar, IL -1.4 pts, six months); 7 new housing units permitted in Edgar County, IL over twelve months, Edgar, IL down 30% from 10; Edgar, IL home prices +7.3% a year (Edgar, IL) over three years.

8,214 housing units in Edgar County, IL; 2,081 Edgar, IL renter households; 30% of Edgar, IL renters spend 30%+ of income on rent, 7% (Edgar, IL) half or more.

Edgar County, IL ranks #1,380 nationally on the opportunity index (Edgar, IL, among all ranked counties); Edgar, IL scores 29.8/100 and Edgar, IL sits #23 inside Illinois. Edgar, IL is in the early_signal opportunity phase; Edgar, IL's primary driver is construction, Edgar, IL second driver bank institutional; Edgar, IL moved up 67 places. 2 short-sale listings across Edgar, IL; 49 days on market observed in Edgar, IL; 7.7% vacancy over 15 Edgar, IL ZIPs.

No CFPB county sample covers Edgar County, IL. The non-metro area reading for Edgar, IL: 1.4% ninety-plus days late; Edgar, IL's thirty-to-eighty-nine share is 2.8% (Edgar, IL, December 2025 data); Illinois overall 1.1%.

Edgar County, IL has 4 watched banks; 4 Edgar, IL banks sit in an elevated band. Edgar, IL footprints: Prospect Bank (4 branches, stress 96) in Edgar, IL; Longview Bank (2 branches, stress 67) in Edgar, IL; First Neighbor Bank Na (1 branch, stress 64) in Edgar, IL.

647 of the 8,214 housing units in Edgar, IL sit vacant. Edgar County, IL permitted 0 multifamily units in twelve months; Edgar, IL's one-to-four unit structures added 7 units in Edgar County, IL.

Expansion
Market phase
5.3%
Edgar, IL HPI YoY
0%
Drawdown
34
Edgar confidence

Most distressed ZIP codes in Edgar County

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