Edgar County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Edgar County, IL distress report, 2026: 15 ZIPs scored in Edgar, IL, Edgar, IL average 14/100; the top Edgar, IL ZIP is 61870 at 21/100; Edgar, IL market phase expansion, Edgar, IL prices +5.3% year over year.
- Edgar, IL ranks #1,376 nationally (opportunity index); Edgar, IL #23 in Illinois; Edgar, IL index 29.8.
- Edgar, IL: no CFPB county sample; Edgar, IL non-metro area reading 1.4%.
- Edgar, IL ZIP phases: 15 expansion.
- Edgar, IL residential listings tracked: 14 across 8 ZIPs; Edgar, IL candidate listings 11.
- Edgar, IL lenders on watch: 4; largest Edgar, IL footprint Prospect Bank (4 branches).
- Edgar, IL most distressed ZIP: 61870 at 21/100.
Edgar, IL figures: DLRadar distress index; Edgar, IL inputs: CFPB, FHFA, HUD, FDIC; Edgar, IL rebuilt as sources refresh.
| Rank | Edgar, IL ZIP | Score |
|---|---|---|
| 1 | 61870 | 21/100 |
| 2 | 61876 | 20/100 |
| 3 | 61943 | 17/100 |
| 4 | 61942 | 16/100 |
| 5 | 61810 | 14/100 |
| 6 | 61917 | 14/100 |
| 7 | 61924 | 14/100 |
| 8 | 61932 | 14/100 |
| 9 | 61933 | 14/100 |
| 10 | 61940 | 14/100 |
| 11 | 61944 | 14/100 |
| 12 | 61949 | 14/100 |
Most distressed Edgar, IL ZIPs (0-100, 2026)
Mortgage delinquency around Edgar, IL
No CFPB county sample covers Edgar, IL; the non-metro area reading for Edgar, IL: 1.4% ninety-plus; Edgar, IL area thirty-to-eighty-nine 2.8% (December 2025, Edgar, IL); Illinois overall 1.1%.
Opportunity index: Edgar, IL
Edgar, IL index 29.8, Edgar, IL phase early_signal; Edgar, IL primary driver construction, Edgar, IL second driver bank institutional. Edgar, IL components: property stress 10.2, foreclosure pressure 8.4, listing discounts 37.1, bank stress 64.4, insurance 0.0; Edgar, IL pulse 33.6; Edgar, IL capital opportunity 24.0.
ZIP market phases inside Edgar, IL
15 Edgar, IL ZIPs carry a price-cycle phase; Edgar, IL ZIPs by phase (Edgar, IL), deepest drawdown first: expansion, +5.2% YoY (Edgar, IL): 61810; expansion, +5.6% YoY (Edgar, IL): 61870, 61876; expansion, +5.3% YoY (Edgar, IL): 61917, 61924, 61932, 61933, Edgar, IL 61940, 61942, 61944, 61949, Edgar, IL 61955, 62423, 62441; expansion, +5.5% YoY (Edgar, IL): 61943.
Residential listings by Edgar, IL ZIP
Edgar, IL ZIPs with the most tracked Edgar, IL residential listings: 61944 14 listings, 11 candidates, bank pressure 68; 61917 0 listings, 0 candidates, bank pressure 62; 61924 0 listings, 0 candidates, bank pressure 69; 61932 0 listings, 0 candidates, bank pressure 69 (Edgar, IL); 61933 0 listings, 0 candidates, bank pressure 65; 61940 0 listings, 0 candidates, bank pressure 69; 61949 0 listings, 0 candidates, bank pressure 69; 61955 0 listings, 0 candidates, bank pressure 69. Edgar, IL totals: 14 listings; Edgar, IL candidates 11; active ZIPs 1.
Lenders with branches in Edgar, IL
Edgar, IL lenders by branch count: Prospect Bank (Edgar, IL): stress 96, 4 branches low in Edgar, IL; Longview Bank (Edgar, IL): stress 67, 2 branches low in Edgar, IL; First Neighbor Bank Na (Edgar, IL): stress 64, 1 branch low in Edgar, IL; First Mid B&T Na (Edgar, IL): stress 62, 1 branch low in Edgar, IL.
Vacancy and permits, Edgar, IL
647 of 8,214 Edgar, IL housing units are vacant; Edgar, IL permits, twelve months: 0 multifamily units in Edgar, IL, 7 one-to-four unit units.
Work Edgar, IL at the parcel level
Every Edgar, IL parcel carries owner and address; every Edgar, IL parcel carries APN; Edgar, IL distress scores sit on the Edgar, IL live board.
Edgar, IL figures refresh with each source.
Edgar, IL questions
Most distressed ZIP code in Edgar County, IL?
ZIP 61870 leads Edgar, IL at 21/100; next in Edgar, IL: 61876 at 20/100; the Edgar, IL average is 14/100.
Where does Edgar County, IL rank for investment opportunity?
Edgar, IL is #1,376 among all ranked counties, #23 in Illinois; the Edgar, IL driver is construction; Edgar, IL moved up 71 places.
How many mortgages are delinquent in Edgar County, IL?
Edgar, IL takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Edgar, IL.
Which banks lend in Edgar County, IL?
4 watched lenders hold Edgar, IL branches; the largest Edgar, IL footprints are Prospect Bank (4), Longview Bank (2), First Neighbor Bank Na (1).
More on Edgar, IL
Edgar County, IL distress report: public-record figures for Edgar, IL; not legal advice for Edgar, IL; not tax or investment advice; verify every Edgar, IL record before acting.