Edgar County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Edgar County, Illinois? DLRadar grades every Edgar County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Edgar County breakdown.
- Edgar County's most distressed ZIP is 61943 at 17/100.
- 15 ZIP codes tracked in Edgar County, averaging 13/100 distress.
- Edgar County reads expansion — home values up 5.3% year over year.
- Vacancy runs 10.6% across Edgar County's tracked ZIPs, with a 11.1% poverty rate.
- The typical Edgar County home is worth about $101,993 against a ~$64,177 median income.
- Lending headwind in Edgar County sits at 92/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 61943 | 17/100 |
| 2 | 61870 | 16/100 |
| 3 | 61876 | 16/100 |
| 4 | 61942 | 15/100 |
| 5 | 61917 | 14/100 |
| 6 | 61924 | 14/100 |
| 7 | 61932 | 14/100 |
| 8 | 61940 | 14/100 |
| 9 | 61944 | 14/100 |
| 10 | 61949 | 14/100 |
| 11 | 61955 | 14/100 |
| 12 | 61933 | 13/100 |
Most distressed ZIP codes in Edgar County (composite distress 0-100, 2026)
What is driving Edgar County distress
Edgar County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 13/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Edgar County market phase and pricing
The cycle in Edgar County is expansion, with values up 5.3% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Edgar County
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Frequently asked questions
What is the hardest-hit ZIP in Edgar County?
ZIP 61943 leads Edgar County at 17/100, recomputed monthly from public records.
Is Edgar County expanding or contracting?
The market phase for Edgar County is expansion, prices rising 5.3% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Edgar County scores?
Every Edgar County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 15 Edgar County ZIP codes that it runs on every other U.S. county, so Edgar County's numbers are directly comparable to any other market.
How much do distress scores vary between Edgar County ZIP codes?
A single county score papers over real variation. Across the Edgar County ZIPs DLRadar ranks, scores run from 17/100 in 61943 down to 13/100 in 61933, against a Edgar County average of 13/100. With 4 points between best and worst, county-level targeting in Edgar County wastes effort.
What do Edgar County home values and vacancy say about distressed supply?
The typical Edgar County home carries about $101,993 of value against a median household income near $64,177. Vacancy across Edgar County's tracked ZIPs runs 10.6% and the poverty rate is 11.1%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Edgar County's filings and its 92/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.