Edgar County, IL: Home-Insurance Distress & Forced-Sale Pressure
Edgar County, IL: 0/100 (low) home-insurance distress; Edgar, IL band ZERO; Edgar, IL #2,620 of 3,222 counties; Edgar, IL #59 of 102 in Illinois; Edgar, IL coverage multiplier 0.70.
FEMA hazard, Edgar, IL: 0/100; Edgar, IL declarations, three years: none; Edgar, IL five-year count 3 (severity 3.0); Edgar, IL ten-year 3.
Declared incidents on the Edgar, IL record: 2023 Severe Storm 1 (Edgar, IL).
NFIP claims, Edgar, IL, three years: none; Edgar, IL claim-stress 0/100.
Edgar, IL monthly score: 0 in every month from March 2026 (Edgar, IL) through October 2026.
Edgar, IL components: all zero this month; Edgar, IL climate multiplier 0.70.
Construction distress, Edgar, IL: 74/100 as of August 2026 (Edgar, IL: 75/100 one-to-four unit, 11/100 multifamily).
Edgar, IL ZIPs, June 2026 (Edgar, IL, 15 highest): score 0 (Edgar, IL), climate 71 (Edgar, IL): 61810, 61870; score 0 (Edgar, IL), climate 67 (Edgar, IL): 61876; score 0 (Edgar, IL), climate 65 (Edgar, IL): 61943; score 0 (Edgar, IL), climate 59 (Edgar, IL): 61942; score 0 (Edgar, IL), climate 39 (Edgar, IL): 61917; score 0 (Edgar, IL), climate 38 (Edgar, IL): 61924, 61932, 61933, 61940, Edgar, IL 61944, 61949, 61955; score 0 (Edgar, IL), climate 32 (Edgar, IL): 62423; score 0 (Edgar, IL), climate 29 (Edgar, IL): 62441.
DLRadar rescores Edgar, IL monthly; Edgar, IL readings join Edgar, IL foreclosure, lien and ownership parcels (Edgar, IL), so cost-squeezed Edgar, IL owners surface before listing.
Inside Illinois, Edgar County ranks 59th of 102 counties for home-insurance distress at 0/100; Douglas County (0/100) sits just above Edgar County, and Edwards County (0/100) sits just below Edgar County.
Deterministic. Every Edgar County, IL signal traces to a public Edgar dataset (FEMA, NFIP, Census for Edgar, IL) · how insurance distress works in Edgar, IL · methodology
FAQ: Edgar County, IL insurance distress
What is the Edgar County, IL home-insurance-distress score?
Edgar, IL: 0/100 (ZERO), #2,620 of 3,222, #59 in Illinois. FEMA hazard, Edgar, IL: 0/100; NFIP stress, Edgar, IL: 0/100; construction, Edgar, IL: 74/100; Edgar, IL rescores monthly.
Is Edgar County insurance distress getting better or worse (IL)?
Edgar, IL: 0 in March 2026; Edgar, IL: 0 in October 2026 (unchanged).
Which Edgar County ZIP codes carry the most insurance distress (IL)?
Edgar, IL, June 2026: 61810 at 0, 61870 at 0, 61876 at 0, 61943 at 0; Edgar, IL climate scores there: 71, 71, 67, 65.
Why does Edgar, IL insurance distress create sellers?
A Edgar, IL premium outruns the Edgar, IL budget; a carrier leaves Edgar, IL; Edgar, IL carrying cost passes plan; Edgar, IL owners sell while current; Edgar, IL insurance distress leads Edgar, IL foreclosure data.