ZIP 62441 Foreclosure, Tax-Lien & Distress Report

In Clark County, Illinois, ZIP 62441 scores 5 of 100 for composite distress, a minimal level on DLRadar's public-record index. Latent structural risk is 9/100 while live distress already moving reads 1/100. Leading the profile are structural risk (9/100), mortgage stress (3/100), institutional ownership (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

The market reads expansion — home values rose 5.3% year on year, and 15% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 5.4% — low. Vacancy runs 8.8%. Households earn a median $80,218 — near the roughly $78,000 national figure. The tenure split is 80% owner-occupied to 20% rented. The ZIP holds roughly 3,323 housing units. Educational attainment sits at 29% bachelor's-or-above. 6,841 residents call 62441 home, typically aged 46. The demographic-stress sub-score lands at 21/100. Around 30% of renters are cost-burdened. Home values center near $155,600, an affordability ratio of 1.7× — accessible.

On balance, 62441 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 62441 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 5/100 composite is a like-for-like number rather than an isolated estimate. 62441 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 5/100 figure for 62441 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 62441 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.