Indiana Bank Stress by County

Average county bank stress in Indiana runs 60/100 — elevated, above the national norm, #23 nationally. Think of it as the supply side of credit. As it deteriorates, refinancing options close and owners run out of alternatives to selling.

Practically, a elevated, above the national norm lending backdrop tells a Indiana buyer which counties will run out of refinancing first -- and those are where inventory shows up early.

This matters to buyers because credit is what moves transactions. Stressed Indiana lenders mean construction finance dries up, refinances fail, and leveraged owners run out of options. Bank stress is therefore a leading, upstream signal of where distressed inventory surfaces next.

25 of Indiana's 92 tracked counties carry a high bank-stress score of 65+ — where local lending capacity is thinnest, peaking at 100/100.

DLRadar tracks 133 banks operating across 92 Indiana counties, scoring each lender from FDIC financials and weighting by local branch footprint.

Because Indiana is rebuilt from each quarter's FDIC data, its #23 national rank and county order shift with real balance-sheet changes, not a fixed point in time.

The sharpest banking pressure in Indiana concentrates in Owen County (78/100) and Putnam County (77/100). The full Indiana county ranking sits below, ordered by bank stress with each row linking to its distress detail.

The Indiana bank read sits alongside parcel-level foreclosure and lien records, letting credit pressure and physical distress be read together.

One FDIC-based method covers all counties, connected to parcel-level distress signals. That gives Indiana buyers an early, auditable read on supply, each number from public federal data.