Indiana Bank Stress by County

Bank stress across Indiana is above the national norm: counties average 62/100, 19th of 52 states.

131 banks lend across 92 Indiana counties.

28 of Indiana's 92 counties score 65+, peaking at 100/100.

Most stressed in Indiana: Owen County 78/100, Putnam County 77/100, Clinton County 76/100, Union County 73/100, Tipton County 72/100.

89 banks are chartered in Indiana with $222.6 billion in Indiana assets; 4 Indiana banks reported a net loss (Indiana) on the latest call report; 43 banks on Indiana alerts score 70 or higher; 274 Indiana counties carry a bank area-distress alert.

Largest Indiana-chartered banks by assets: Old National Bank $73.9 billion (stress 58); First Merchants Bank $21.3 billion (stress 65); Merchants Bank Of Indiana $21.2 billion (stress 57) in Indiana; Centier Bank $10.4 billion (stress 60); 1st Source Bank $9.3 billion (stress 38).

Reading the Indiana bank figures: a Indiana bank's stress score comes from its own Indiana FDIC call report (capital, earnings, Indiana real-estate loan concentration), so 4 loss-making Indiana charters and 43 Indiana banks at 70 or higher are read from Indiana filings directly; the Indiana county pages map each lender's Indiana branches to the Indiana counties it exposes.