Springs Valley Bank&Trust Co (FDIC #4419): Bank Stress & Real-Estate Credit Exposure
Springs Valley Bank&Trust Co (FDIC Cert #4419): bank stress 47/100, moderate, STABLE over 7 days; parent SVB&T CORP.
Springs Valley Bank&Trust Co (#4419) lends in 4 counties across 1 state; Springs Valley Bank&Trust Co (#4419) reaches 44 ZIP codes: Indiana 4 counties, 44 ZIPs.
Springs Valley Bank&Trust Co (#4419) largest markets: Gibson County, IN (16 branches, 16 ZIPs) (#4419), Dubois County, IN (26 branches, 13 ZIPs) (#4419), Orange County, IN (22 branches, 11 ZIPs) (#4419), Daviess County, IN (7 branches, 7 ZIPs) (#4419).
Springs Valley Bank&Trust Co (#4419) reports $675.3 million in total assets; Springs Valley Bank&Trust Co (#4419) equity $79.8 million (11.8% of Springs Valley Bank&Trust Co (#4419) assets); Springs Valley Bank&Trust Co (#4419) domestic deposits $589.6 million; Springs Valley Bank&Trust Co (#4419) net income $6.0 million; Springs Valley Bank&Trust Co (#4419) return on assets 1.85%; Springs Valley Bank&Trust Co (#4419) return on equity 15.83%; Springs Valley Bank&Trust Co (#4419) net interest income $11.8 million; Springs Valley Bank&Trust Co (#4419) call report June 30, 2026.
Springs Valley Bank&Trust Co (#4419) noncurrent real-estate loans: none reported; Springs Valley Bank&Trust Co (#4419) residential -0.49%; Springs Valley Bank&Trust Co (#4419) net charge-offs on real estate 0.13%.
Springs Valley Bank&Trust Co (#4419) net interest margin 3.88% against an eight-quarter Springs Valley Bank&Trust Co (#4419) average of 3.39% (Springs Valley Bank&Trust Co (#4419) compression -0.48 points); Springs Valley Bank&Trust Co (#4419) rate-exposure score 40/100, Springs Valley Bank&Trust Co (#4419) fixed-rate trap 40/100; Springs Valley Bank&Trust Co (#4419) risk type credit driven; Springs Valley Bank&Trust Co (#4419) rate regime rates elevated, Springs Valley Bank&Trust Co (#4419) snapshot October 20, 2026.
Springs Valley Bank&Trust Co (#4419) stress score moved from 45.3 on June 22, 2026 to 47.2 on October 20, 2026; Springs Valley Bank&Trust Co (#4419) ranged 45.3 to 47.2 over 117 snapshots.
Springs Valley Bank&Trust Co (#4419) alerts: 4 counties; top Springs Valley Bank&Trust Co (#4419) alert scores: Jasper County, IN 37 (moderate); Washington County, IN 37 (moderate); Paoli County, IN 19 (low); Princeton County, IN 19 (low).