Regions Bank (FDIC #12368): Bank Stress & Real-Estate Credit Exposure
Regions Bank (FDIC Cert #12368): bank stress 57/100, moderate, STABLE over 7 days; parent REGIONS FINANCIAL CORP (RF).
Regions Bank (#12368) lends in 370 counties across 16 states; Regions Bank (#12368) reaches 5,075 ZIP codes: Tennessee 53 counties, 485 ZIPs; Georgia 52 counties, 402 ZIPs; Mississippi 47 counties, 333 ZIPs; Alabama 42 counties, 561 ZIPs; Florida 37 counties, 879 ZIPs; Louisiana 25 counties, 315 ZIPs.
Regions Bank (#12368) largest markets: Harris County, TX (3,861 branches, 143 ZIPs) (#12368), Dallas County, TX (665 branches, 95 ZIPs) (#12368), Miami Dade County, FL (2,997 branches, 81 ZIPs) (#12368), Tarrant County, TX (380 branches, 76 ZIPs) (#12368), Jefferson County, AL (2,496 branches, 64 ZIPs) (#12368), Travis County, TX (189 branches, 63 ZIPs) (#12368).
Regions Bank (#12368) reports $159.79 billion in total assets; Regions Bank (#12368) equity $17.94 billion (11.2% of Regions Bank (#12368) assets); Regions Bank (#12368) domestic deposits $131.78 billion; Regions Bank (#12368) net income $1.16 billion; Regions Bank (#12368) return on assets 1.46%; Regions Bank (#12368) return on equity 12.86%; Regions Bank (#12368) net interest income $2.55 billion; Regions Bank (#12368) call report June 30, 2026.
Regions Bank (#12368) noncurrent real-estate loans: none reported; Regions Bank (#12368) commercial real estate 0.06%; Regions Bank (#12368) residential 0.02%; Regions Bank (#12368) net charge-offs on real estate 1.14%; Regions Bank (#12368) commercial charge-offs 0.07%; Regions Bank (#12368) residential charge-offs 1.92%.
Regions Bank (#12368) net interest margin 3.72% against an eight-quarter Regions Bank (#12368) average of 3.68% (Regions Bank (#12368) compression -0.03 points); Regions Bank (#12368) commercial real estate 6.9% of equity; Regions Bank (#12368) non-residential real estate 192.2% of equity; Regions Bank (#12368) rate-exposure score 51/100, Regions Bank (#12368) fixed-rate trap 51/100; Regions Bank (#12368) risk type market signal; Regions Bank (#12368) rate regime rates elevated; Regions Bank (#12368) shares 14.4% below the 52-week high, Regions Bank (#12368) equity trend weakening, Regions Bank (#12368) snapshot October 19, 2026.
Regions Bank (#12368) stress score moved from 55.5 on June 22, 2026 to 57.1 on October 19, 2026; Regions Bank (#12368) ranged 55.5 to 57.1 over 116 snapshots.
Regions Bank (#12368) alerts: 34 counties; top Regions Bank (#12368) alert scores: Franklin County, AL 43 (moderate); Marion County, AL 43 (moderate); Tuscaloosa County, AL 39 (moderate); Montgomery County, AL 38 (moderate); Houston County, AL 38 (moderate).