Alabama Bank Stress by County

Alabama reads above the national norm for bank stress, a 63/100 county average, 15th of 52.

131 banks lend across 66 Alabama counties.

21 of Alabama's 66 counties score 65+, peaking at 97/100.

Most stressed in Alabama: Bullock County 81/100, Lawrence County 79/100, Hale County 77/100, Clay County 76/100, Bibb County 74/100.

93 banks are chartered in Alabama with $230.0 billion in Alabama assets; 8 Alabama banks reported a net loss (Alabama) on the latest call report; 42 banks on Alabama alerts score 70 or higher; 406 Alabama counties carry a bank area-distress alert.

Largest Alabama-chartered banks by assets: Regions Bank $159.8 billion (stress 57); Servisfirst Bank $18.3 billion (stress 50); River Bank&Trust $4.0 billion (stress 65) in Alabama; Cb&S Bank Inc $3.1 billion (stress 87); Bryant Bank $2.9 billion (stress 61).

Reading the Alabama bank figures: a Alabama bank's stress score comes from its own Alabama FDIC call report (capital, earnings, Alabama real-estate loan concentration), so 8 loss-making Alabama charters and 42 Alabama banks at 70 or higher are read from Alabama filings directly; the Alabama county pages map each lender's Alabama branches to the Alabama counties it exposes.