Alabama Bank Stress by County

On DLRadar bank-stress scale Alabama comes in moderate but building (59/100 average), #32 among the states scored. The reading captures pressure on the institutions behind local transactions -- the constraint that shows up as distressed inventory a few quarters on.

17 of Alabama's 66 tracked counties carry a high bank-stress score of 65+ — where local lending capacity is thinnest, peaking at 97/100.

Each new FDIC filing cycle re-scores Alabama, so the state position tracks live balance sheets rather than an old snapshot.

Pairing Alabama lender strain with property records turns an abstract score into a working list of counties and parcels.

132 lenders across 66 Alabama counties are scored on call-report data and local footprint.

Read a moderate but building Alabama backdrop as a priority list -- tightest credit first, since those markets break earliest.

Bullock County (81/100) leads Alabama, with Lawrence County close behind. The full Alabama county ranking sits below, ordered by bank stress with each row linking to its distress detail.

The buy-side read is that lending capacity sets the pace. When Alabama banks pull back, distressed exits follow. That is what makes it an early indicator rather than a lagging one.

The nationwide model runs on FDIC filings and links through to individual parcels and their liens. That gives Alabama buyers an early, auditable read on supply, each number from public federal data.