Servisfirst Bank (FDIC #57993): Bank Stress & Real-Estate Credit Exposure
Servisfirst Bank (FDIC Cert #57993): bank stress 50/100, moderate, STABLE over 7 days; parent SERVISFIRST BANCSHARES INC.
Servisfirst Bank (#57993) lends in 25 counties across 7 states; Servisfirst Bank (#57993) reaches 649 ZIP codes: Alabama 8 counties, 225 ZIPs; Florida 7 counties, 198 ZIPs; Georgia 3 counties, 41 ZIPs; Tennessee 2 counties, 78 ZIPs; North Carolina 2 counties, 57 ZIPs; South Carolina 2 counties, 38 ZIPs.
Servisfirst Bank (#57993) largest markets: Jefferson County, AL (128 branches, 64 ZIPs) (#57993), Hillsborough County, FL (58 branches, 58 ZIPs) (#57993), Orange County, FL (49 branches, 49 ZIPs) (#57993), Shelby County, TN (41 branches, 41 ZIPs) (#57993), Mobile County, AL (78 branches, 39 ZIPs) (#57993), Davidson County, TN (37 branches, 37 ZIPs) (#57993).
Servisfirst Bank (#57993) reports $18.34 billion in total assets; Servisfirst Bank (#57993) equity $2.01 billion (10.9% of Servisfirst Bank (#57993) assets); Servisfirst Bank (#57993) domestic deposits $14.57 billion; Servisfirst Bank (#57993) net income $169.6 million; Servisfirst Bank (#57993) return on assets 1.88%; Servisfirst Bank (#57993) return on equity 17.46%; Servisfirst Bank (#57993) net interest income $304.5 million; Servisfirst Bank (#57993) call report June 30, 2026.
Servisfirst Bank (#57993) noncurrent real-estate loans 0.01% of its book; Servisfirst Bank (#57993) residential -0.01%; Servisfirst Bank (#57993) net charge-offs on real estate 1.31%; Servisfirst Bank (#57993) multifamily charge-offs 4.88%; Servisfirst Bank (#57993) residential charge-offs 0.50%.
Servisfirst Bank (#57993) net interest margin 3.56% against an eight-quarter Servisfirst Bank (#57993) average of 3.12% (Servisfirst Bank (#57993) compression -0.45 points); Servisfirst Bank (#57993) real-estate loans 0.8% of equity; Servisfirst Bank (#57993) non-residential real estate 49.7% of equity; Servisfirst Bank (#57993) rate-exposure score 40/100, Servisfirst Bank (#57993) fixed-rate trap 40/100; Servisfirst Bank (#57993) risk type credit driven; Servisfirst Bank (#57993) rate regime rates elevated, Servisfirst Bank (#57993) snapshot October 19, 2026.
Servisfirst Bank (#57993) stress score held at 49.7 across 116 daily snapshots, June 22, 2026 to October 19, 2026.
Servisfirst Bank (#57993) alerts: 24 counties; top Servisfirst Bank (#57993) alert scores: Montgomery County, AL 36 (moderate); Mobile County, AL 34 (low); Asheville County, AL 19 (low); Atlanta County, AL 19 (low); Auburn County, AL 19 (low).