Virginia Bank Stress by County

On DLRadar bank-stress scale Virginia comes in moderate but building (56/100 average), #44 among the states scored. It gauges the financial pressure on local lenders — the upstream force that stalls refinances and surfaces forced sales later.

14 Virginia counties sit at 65 or above (high stress), topping out at 92/100 — the markets most likely to seize up first.

Across 133 Virginia counties, DLRadar scores 107 banks from FDIC data, weighted by where each lends.

Why it matters for acquisitions: local lending drives transactions. When the banks footprinting a Virginia county are stressed, construction lending pulls back, refinances fail, and over-levered owners slide toward forced sale. It functions as a forward read on where Virginia distressed inventory forms.

Pressure peaks in Alleghany County at 76/100 and Highland County. The full Virginia county ranking sits below, ordered by bank stress with each row linking to its distress detail.

Each new FDIC filing cycle re-scores Virginia, so the state position tracks live balance sheets rather than an old snapshot.

For someone working Virginia, a moderate but building reading is a targeting tool: the most stressed counties are where owners lose their options soonest.

In Virginia, the lender signal is aligned with parcel-level foreclosure, lien and ownership data, so credit pressure and physical distress can be read on one timeline rather than guessed at separately.

The same FDIC-based model runs nationwide, wired to parcel-level foreclosure, lien and ownership data. So in Virginia you can move on distressed supply before the market catches up — every figure traces to a public federal source.