Virginia Bank Stress by County

Virginia reads moderate for bank stress, a 56/100 county average, 49th of 52.

105 banks lend across 133 Virginia counties.

14 of Virginia's 133 counties score 65+, peaking at 92/100.

Most stressed in Virginia: Alleghany County 76/100, Bland County 73/100, Giles County 73/100, Highland County 73/100, Appomattox County 69/100.

57 banks are chartered in Virginia with $1001.7 billion in Virginia assets; 2 Virginia banks reported a net loss (Virginia) on the latest call report; 17 banks on Virginia alerts score 70 or higher; 331 Virginia counties carry a bank area-distress alert.

Largest Virginia-chartered banks by assets: Capital One National Assn $662.2 billion (stress 40); Hsbc Bank Usa National Assn $173.1 billion (stress 72); Atlantic Union Bank $38.0 billion (stress 40) in Virginia; United Bank $33.6 billion (stress 36); Townebank $22.6 billion (stress 36).

Reading the Virginia bank figures: a Virginia bank's stress score comes from its own Virginia FDIC call report (capital, earnings, Virginia real-estate loan concentration), so 2 loss-making Virginia charters and 17 Virginia banks at 70 or higher are read from Virginia filings directly; the Virginia county pages map each lender's Virginia branches to the Virginia counties it exposes.