Old Dominion National Bank (FDIC #58504): Bank Stress & Real-Estate Credit Exposure

Old Dominion National Bank (FDIC Cert #58504): bank stress 72/100, elevated, STABLE over 7 days; parent ODNB FINANCIAL CORP (NACB).

Old Dominion National Bank (#58504) lends in 6 counties across 3 states; Old Dominion National Bank (#58504) reaches 181 ZIP codes: Virginia 4 counties, 93 ZIPs; Florida 1 county, 53 ZIPs; Pennsylvania 1 county, 35 ZIPs.

Old Dominion National Bank (#58504) largest markets: Palm Beach County, FL (53 branches, 53 ZIPs) (#58504), Fairfax County, VA (49 branches, 49 ZIPs) (#58504), Centre County, PA (35 branches, 35 ZIPs) (#58504), Albemarle County, VA (24 branches, 24 ZIPs) (#58504), Loudoun County, VA (21 branches, 21 ZIPs) (#58504), Charlottesville County, VA (5 branches, 5 ZIPs) (#58504).

Old Dominion National Bank (#58504) reports $1.80 billion in total assets; Old Dominion National Bank (#58504) equity $191.6 million (10.7% of Old Dominion National Bank (#58504) assets); Old Dominion National Bank (#58504) domestic deposits $1.50 billion; Old Dominion National Bank (#58504) net income $6.6 million; Old Dominion National Bank (#58504) return on assets 0.78%; Old Dominion National Bank (#58504) return on equity 6.95%; Old Dominion National Bank (#58504) net interest income $24.3 million; Old Dominion National Bank (#58504) call report June 30, 2026.

Old Dominion National Bank (#58504) noncurrent real-estate loans 0.32% of its book; Old Dominion National Bank (#58504) residential 0.71%; Old Dominion National Bank (#58504) net charge-offs on real estate 1.04%; Old Dominion National Bank (#58504) multifamily charge-offs 1.86%; Old Dominion National Bank (#58504) residential charge-offs 1.87%.

Old Dominion National Bank (#58504) net interest margin 3.02% against an eight-quarter Old Dominion National Bank (#58504) average of 2.84% (Old Dominion National Bank (#58504) compression -0.18 points); Old Dominion National Bank (#58504) real-estate loans 32.1% of equity; Old Dominion National Bank (#58504) non-residential real estate 186.5% of equity; Old Dominion National Bank (#58504) rate-exposure score 40/100, Old Dominion National Bank (#58504) fixed-rate trap 40/100; Old Dominion National Bank (#58504) risk type credit driven; Old Dominion National Bank (#58504) rate regime rates elevated; Old Dominion National Bank (#58504) shares 2.1% below the 52-week high, Old Dominion National Bank (#58504) equity trend strong, Old Dominion National Bank (#58504) snapshot October 19, 2026.

Old Dominion National Bank (#58504) stress score moved from 61.7 on June 22, 2026 to 72.5 on October 20, 2026; Old Dominion National Bank (#58504) ranged 61.7 to 72.5 over 117 snapshots.

Old Dominion National Bank (#58504) alerts: 6 counties; top Old Dominion National Bank (#58504) alert scores: Charlottesville County, VA 42 (moderate); Boca Raton County, VA 23 (low); Leesburg County, VA 23 (low); Scottsville County, VA 23 (low); State College County, VA 23 (low).