Pennsylvania Bank Stress by County

Pennsylvania banks score elevated, above the national norm, a 60/100 county mean, placing it 23rd of 52. Think of it as the supply side of credit. As it deteriorates, refinancing options close and owners run out of alternatives to selling.

There are 12 counties in Pennsylvania above the 65 threshold, with a high of 100/100, where credit is tightest.

For someone working Pennsylvania, a elevated, above the national norm reading is a targeting tool: the most stressed counties are where owners lose their options soonest.

The buy-side read is that lending capacity sets the pace. When Pennsylvania banks pull back, distressed exits follow. The result is advance warning of Pennsylvania supply, not a report on it.

Juniata County carries the heaviest lender pressure in Pennsylvania at 81/100, followed by Carbon County. See every Pennsylvania county below, sorted by lender pressure.

In Pennsylvania, the lender signal is aligned with parcel-level foreclosure, lien and ownership data, so credit pressure and physical distress can be read on one timeline rather than guessed at separately.

The Pennsylvania readings are recomputed on every FDIC cycle, not carried forward between updates.

Scoring covers 66 Pennsylvania counties, grading 157 lenders on published FDIC financials.

DLRadar scores bank stress for every U.S. county from public FDIC call-report data, then ties it to parcel-level foreclosure, tax-lien and ownership signals. That gives Pennsylvania buyers an early, auditable read on supply, each number from public federal data.