Nextier Bank National Assn (FDIC #7900): Bank Stress & Real-Estate Credit Exposure
Nextier Bank National Assn (FDIC Cert #7900): bank stress 61/100, elevated, STABLE over 7 days; parent NEXTIER INC.
Nextier Bank National Assn (#7900) lends in 8 counties across 2 states; Nextier Bank National Assn (#7900) reaches 460 ZIP codes: Pennsylvania 6 counties, 336 ZIPs; New York 2 counties, 124 ZIPs.
Nextier Bank National Assn (#7900) largest markets: Allegheny County, PA (476 branches, 119 ZIPs) (#7900), Westmoreland County, PA (89 branches, 89 ZIPs) (#7900), Erie County, NY (72 branches, 72 ZIPs) (#7900), Clearfield County, PA (52 branches, 52 ZIPs) (#7900), Monroe County, NY (52 branches, 52 ZIPs) (#7900), Armstrong County, PA (370 branches, 37 ZIPs) (#7900).
Nextier Bank National Assn (#7900) reports $2.93 billion in total assets; Nextier Bank National Assn (#7900) equity $311.7 million (10.6% of Nextier Bank National Assn (#7900) assets); Nextier Bank National Assn (#7900) domestic deposits $2.54 billion; Nextier Bank National Assn (#7900) net income $20.1 million; Nextier Bank National Assn (#7900) return on assets 1.38%; Nextier Bank National Assn (#7900) return on equity 13.27%; Nextier Bank National Assn (#7900) net interest income $49.6 million; Nextier Bank National Assn (#7900) call report June 30, 2026.
Nextier Bank National Assn (#7900) noncurrent real-estate loans: none reported; Nextier Bank National Assn (#7900) residential 0.01%; Nextier Bank National Assn (#7900) net charge-offs on real estate 1.87%; Nextier Bank National Assn (#7900) multifamily charge-offs 2.84%; Nextier Bank National Assn (#7900) residential charge-offs 3.09%.
Nextier Bank National Assn (#7900) net interest margin 3.69% against an eight-quarter Nextier Bank National Assn (#7900) average of 3.50% (Nextier Bank National Assn (#7900) compression -0.20 points); Nextier Bank National Assn (#7900) real-estate loans 0.2% of equity; Nextier Bank National Assn (#7900) non-residential real estate 309.3% of equity; Nextier Bank National Assn (#7900) rate-exposure score 40/100, Nextier Bank National Assn (#7900) fixed-rate trap 40/100; Nextier Bank National Assn (#7900) risk type credit driven; Nextier Bank National Assn (#7900) rate regime rates elevated, Nextier Bank National Assn (#7900) snapshot October 19, 2026.
Nextier Bank National Assn (#7900) stress score moved from 61.7 on June 22, 2026 to 60.6 on October 19, 2026; Nextier Bank National Assn (#7900) ranged 60.6 to 61.7 over 116 snapshots.
Nextier Bank National Assn (#7900) alerts: 8 counties; top Nextier Bank National Assn (#7900) alert scores: Buffalo County, PA 21 (low); Du Bois County, PA 21 (low); Grove City County, PA 21 (low); Manor County, PA 21 (low); Rochester County, PA 21 (low).