Community Bank (FDIC #7848): Bank Stress & Real-Estate Credit Exposure
Community Bank (FDIC Cert #7848): bank stress 69/100, elevated, STABLE over 7 days; parent CB FINANCIAL SERVICES INC.
Community Bank (#7848) lends in 7 counties across 2 states; Community Bank (#7848) reaches 347 ZIP codes: Pennsylvania 5 counties, 333 ZIPs; West Virginia 2 counties, 14 ZIPs.
Community Bank (#7848) largest markets: Allegheny County, PA (119 branches, 119 ZIPs) (#7848), Westmoreland County, PA (89 branches, 89 ZIPs) (#7848), Washington County, PA (260 branches, 65 ZIPs) (#7848), Fayette County, PA (65 branches, 65 ZIPs) (#7848), Greene County, PA (104 branches, 26 ZIPs) (#7848), Marshall County, WV (10 branches, 10 ZIPs) (#7848).
Community Bank (#7848) reports $1.66 billion in total assets; Community Bank (#7848) equity $169.7 million (10.2% of Community Bank (#7848) assets); Community Bank (#7848) domestic deposits $1.39 billion; Community Bank (#7848) net income $8.4 million; Community Bank (#7848) return on assets 1.06%; Community Bank (#7848) return on equity 10.17%; Community Bank (#7848) net interest income $28.7 million; Community Bank (#7848) call report June 30, 2026.
Community Bank (#7848) noncurrent real-estate loans: none reported; Community Bank (#7848) net charge-offs on real estate 0.34%; Community Bank (#7848) residential charge-offs 0.02%.
Community Bank (#7848) net interest margin 3.83% against an eight-quarter Community Bank (#7848) average of 3.52% (Community Bank (#7848) compression -0.32 points); Community Bank (#7848) non-residential real estate 2.0% of equity; Community Bank (#7848) rate-exposure score 40/100, Community Bank (#7848) fixed-rate trap 40/100; Community Bank (#7848) risk type credit driven; Community Bank (#7848) rate regime rates elevated, Community Bank (#7848) snapshot October 19, 2026.
Community Bank (#7848) stress score moved from 67 on June 22, 2026 to 68.5 on October 19, 2026; Community Bank (#7848) ranged 67 to 68.5 over 116 snapshots.
Community Bank (#7848) alerts: 7 counties; top Community Bank (#7848) alert scores: Washington County, PA 45 (moderate); Belle Vernon County, PA 23 (low); Moundsville County, PA 23 (low); Pittsburgh County, PA 23 (low); Uniontown County, PA 23 (low).