West Virginia Bank Stress by County

West Virginia reads moderate but building for bank stress — an average county score of 54/100, 50th-highest of 52 states and territories. The reading captures pressure on the institutions behind local transactions -- the constraint that shows up as distressed inventory a few quarters on.

Scoring covers 55 West Virginia counties, grading 69 lenders on published FDIC financials.

This matters to buyers because credit is what moves transactions. Stressed West Virginia lenders mean construction finance dries up, refinances fail, and leveraged owners run out of options. It points at future West Virginia distress rather than describing current distress.

For someone working West Virginia, a moderate but building reading is a targeting tool: the most stressed counties are where owners lose their options soonest.

DLRadar pairs West Virginia's bank-stress readings with on-the-ground foreclosure and ownership records, turning an abstract credit score into a list of markets and eventually parcels to work.

Concentration is highest in Doddridge County, 72/100, with Boone County next. See every West Virginia county below, sorted by lender pressure.

There are 5 counties in West Virginia above the 65 threshold, with a high of 93/100, where credit is tightest.

DLRadar re-scores West Virginia's banks on every new FDIC filing cycle, keeping the statewide bank-stress picture — and each county's standing within it — current to the latest financials.

Every county in the country gets the same FDIC-derived score, wired to real foreclosure and ownership records. So in West Virginia you can move on distressed supply before the market catches up — every figure traces to a public federal source.