Citizens Bank Of West Va Inc (FDIC #6760): Bank Stress & Real-Estate Credit Exposure
Citizens Bank Of West Va Inc (FDIC Cert #6760): bank stress 51/100, moderate, STABLE over 7 days; parent CITIZENS FINANCIAL CORP.
Citizens Bank Of West Va Inc (#6760) lends in 7 counties across 2 states; Citizens Bank Of West Va Inc (#6760) reaches 88 ZIP codes: West Virginia 6 counties, 76 ZIPs; Maryland 1 county, 12 ZIPs.
Citizens Bank Of West Va Inc (#6760) largest markets: Randolph County, WV (46 branches, 23 ZIPs) (#6760), Pocahontas County, WV (13 branches, 13 ZIPs) (#6760), Wetzel County, WV (13 branches, 13 ZIPs) (#6760), Grant County, WV (12 branches, 12 ZIPs) (#6760), Garrett County, MD (12 branches, 12 ZIPs) (#6760), Upshur County, WV (12 branches, 12 ZIPs) (#6760).
Citizens Bank Of West Va Inc (#6760) reports $772.5 million in total assets; Citizens Bank Of West Va Inc (#6760) equity $79.0 million (10.2% of Citizens Bank Of West Va Inc (#6760) assets); Citizens Bank Of West Va Inc (#6760) domestic deposits $678.7 million; Citizens Bank Of West Va Inc (#6760) net income $7.3 million; Citizens Bank Of West Va Inc (#6760) return on assets 1.95%; Citizens Bank Of West Va Inc (#6760) return on equity 19.26%; Citizens Bank Of West Va Inc (#6760) net interest income $15.5 million; Citizens Bank Of West Va Inc (#6760) call report June 30, 2026.
Citizens Bank Of West Va Inc (#6760) noncurrent real-estate loans 0.01% of its book; Citizens Bank Of West Va Inc (#6760) net charge-offs on real estate 0.51%; Citizens Bank Of West Va Inc (#6760) residential charge-offs 0.46%.
Citizens Bank Of West Va Inc (#6760) net interest margin 4.42% against an eight-quarter Citizens Bank Of West Va Inc (#6760) average of 4.05% (Citizens Bank Of West Va Inc (#6760) compression -0.36 points); Citizens Bank Of West Va Inc (#6760) real-estate loans 0.6% of equity; Citizens Bank Of West Va Inc (#6760) non-residential real estate 46.3% of equity; Citizens Bank Of West Va Inc (#6760) rate-exposure score 40/100, Citizens Bank Of West Va Inc (#6760) fixed-rate trap 40/100; Citizens Bank Of West Va Inc (#6760) risk type credit driven; Citizens Bank Of West Va Inc (#6760) rate regime rates elevated, Citizens Bank Of West Va Inc (#6760) snapshot October 20, 2026.
Citizens Bank Of West Va Inc (#6760) stress score moved from 50.6 on June 22, 2026 to 50.8 on October 20, 2026; Citizens Bank Of West Va Inc (#6760) ranged 50.6 to 50.8 over 117 snapshots.
Citizens Bank Of West Va Inc (#6760) alerts: 7 counties; top Citizens Bank Of West Va Inc (#6760) alert scores: Bayard County, WV 18 (low); Buckhannon County, WV 18 (low); Elkins County, WV 18 (low); New Martinsville County, WV 18 (low); Oakland County, WV 18 (low).