Maryland Bank Stress by County

Bank stress across Maryland is above the national norm: counties average 60/100, 32nd of 52 states.

71 banks lend across 24 Maryland counties.

2 of Maryland's 24 counties score 65+, peaking at 100/100.

Most stressed in Maryland: Queen Anne's County 65/100, Cecil County 65/100, Washington County 63/100, Caroline County 63/100, Allegany County 63/100.

27 banks are chartered in Maryland with $49.1 billion in Maryland assets; 1 Maryland banks reported a net loss (Maryland) on the latest call report; 13 banks on Maryland alerts score 70 or higher; 41 Maryland counties carry a bank area-distress alert.

Largest Maryland-chartered banks by assets: Eaglebank $9.6 billion (stress 72); Forbright Bank $8.5 billion (stress 70); Shore United Bank Na $6.1 billion (stress 61) in Maryland; Cfg Bank $6.1 billion (stress 59); Capital Bank National Assn $3.8 billion (stress 69).

Reading the Maryland bank figures: a Maryland bank's stress score comes from its own Maryland FDIC call report (capital, earnings, Maryland real-estate loan concentration), so 1 loss-making Maryland charters and 13 Maryland banks at 70 or higher are read from Maryland filings directly; the Maryland county pages map each lender's Maryland branches to the Maryland counties it exposes.