Rosedale Bank (FDIC #29613): Bank Stress & Real-Estate Credit Exposure

Rosedale Bank (FDIC Cert #29613): bank stress 54/100, moderate, STABLE over 7 days.

Rosedale Bank (#29613) lends in 3 counties across 1 state; Rosedale Bank (#29613) reaches 117 ZIP codes: Maryland 3 counties, 117 ZIPs.

Rosedale Bank (#29613) largest markets: Baltimore County, MD (627 branches, 57 ZIPs) (#29613), Anne Arundel County, MD (42 branches, 42 ZIPs) (#29613), Harford County, MD (72 branches, 24 ZIPs) (#29613).

Rosedale Bank (#29613) reports $1.36 billion in total assets; Rosedale Bank (#29613) equity $255.5 million (18.8% of Rosedale Bank (#29613) assets); Rosedale Bank (#29613) domestic deposits $1.10 billion; Rosedale Bank (#29613) net income $1.9 million; Rosedale Bank (#29613) return on assets 0.28%; Rosedale Bank (#29613) return on equity 1.50%; Rosedale Bank (#29613) net interest income $16.5 million; Rosedale Bank (#29613) call report June 30, 2026.

Rosedale Bank (#29613) noncurrent real-estate loans: none reported; Rosedale Bank (#29613) residential -0.02%; Rosedale Bank (#29613) net charge-offs on real estate 0.54%.

Rosedale Bank (#29613) net interest margin 2.62% against an eight-quarter Rosedale Bank (#29613) average of 2.39% (Rosedale Bank (#29613) compression -0.23 points); Rosedale Bank (#29613) rate-exposure score 40/100, Rosedale Bank (#29613) fixed-rate trap 40/100; Rosedale Bank (#29613) risk type credit driven; Rosedale Bank (#29613) rate regime rates elevated, Rosedale Bank (#29613) snapshot October 20, 2026.

Rosedale Bank (#29613) stress score moved from 55 on June 22, 2026 to 53.8 on October 20, 2026; Rosedale Bank (#29613) ranged 53.8 to 55 over 117 snapshots.

Rosedale Bank (#29613) alerts: 3 counties; top Rosedale Bank (#29613) alert scores: Forest Hill County, MD 19 (low); Pasadena County, MD 19 (low); Rosedale County, MD 19 (low).