First Nb Of Pennsylvania (FDIC #7888): Bank Stress & Real-Estate Credit Exposure
First Nb Of Pennsylvania (FDIC Cert #7888): bank stress 55/100, moderate, STABLE over 7 days; parent F N B CORP.
First Nb Of Pennsylvania (#7888) lends in 107 counties across 8 states; First Nb Of Pennsylvania (#7888) reaches 2,476 ZIP codes: North Carolina 40 counties, 504 ZIPs; Pennsylvania 39 counties, 1,269 ZIPs; Ohio 9 counties, 236 ZIPs; Maryland 8 counties, 231 ZIPs; South Carolina 5 counties, 92 ZIPs; Virginia 4 counties, 78 ZIPs.
First Nb Of Pennsylvania (#7888) largest markets: Allegheny County, PA (5,236 branches, 119 ZIPs) (#7888), Westmoreland County, PA (1,068 branches, 89 ZIPs) (#7888), Fayette County, PA (325 branches, 65 ZIPs) (#7888), Washington County, PA (130 branches, 65 ZIPs) (#7888), Berks County, PA (256 branches, 64 ZIPs) (#7888), Lancaster County, PA (244 branches, 61 ZIPs) (#7888).
First Nb Of Pennsylvania (#7888) reports $50.80 billion in total assets; First Nb Of Pennsylvania (#7888) equity $6.80 billion (13.4% of First Nb Of Pennsylvania (#7888) assets); First Nb Of Pennsylvania (#7888) domestic deposits $39.07 billion; First Nb Of Pennsylvania (#7888) net income $300.7 million; First Nb Of Pennsylvania (#7888) return on assets 1.19%; First Nb Of Pennsylvania (#7888) return on equity 8.90%; First Nb Of Pennsylvania (#7888) net interest income $750.0 million; First Nb Of Pennsylvania (#7888) call report June 30, 2026.
First Nb Of Pennsylvania (#7888) noncurrent real-estate loans 0.11% of its book; First Nb Of Pennsylvania (#7888) residential 0.17%; First Nb Of Pennsylvania (#7888) net charge-offs on real estate 0.36%; First Nb Of Pennsylvania (#7888) multifamily charge-offs 0.24%; First Nb Of Pennsylvania (#7888) residential charge-offs 0.45%.
First Nb Of Pennsylvania (#7888) net interest margin 3.32% against an eight-quarter First Nb Of Pennsylvania (#7888) average of 3.26% (First Nb Of Pennsylvania (#7888) compression -0.06 points); First Nb Of Pennsylvania (#7888) real-estate loans 11.1% of equity; First Nb Of Pennsylvania (#7888) non-residential real estate 44.7% of equity; First Nb Of Pennsylvania (#7888) rate-exposure score 50/100, First Nb Of Pennsylvania (#7888) fixed-rate trap 50/100; First Nb Of Pennsylvania (#7888) risk type credit driven; First Nb Of Pennsylvania (#7888) rate regime rates elevated, First Nb Of Pennsylvania (#7888) snapshot October 19, 2026.
First Nb Of Pennsylvania (#7888) stress score moved from 53.9 on June 22, 2026 to 54.7 on October 19, 2026; First Nb Of Pennsylvania (#7888) ranged 53.9 to 54.7 over 116 snapshots.
First Nb Of Pennsylvania (#7888) alerts: 38 counties; top First Nb Of Pennsylvania (#7888) alert scores: Somerset County, PA 47 (moderate); Huntingdon County, PA 43 (moderate); Washington County, PA 42 (moderate); Bedford County, PA 41 (moderate); Franklin County, PA 37 (moderate).