South Carolina Bank Stress by County

South Carolina reads elevated, above the national norm for bank stress — an average county score of 60/100, 23rd-highest of 52 states and territories. The score reads credit and balance-sheet strain on the lenders funding a market -- when they tighten, refinancing stalls and forced sales follow, usually well before listings reflect it.

Across 46 South Carolina counties, DLRadar scores 76 banks from FDIC data, weighted by where each lends.

Abbeville County tops the South Carolina table at 73/100 ahead of Fairfield County. See every South Carolina county below, sorted by lender pressure.

In 9 of its counties South Carolina shows high bank stress (65+), with a 96/100 peak.

Read a elevated, above the national norm South Carolina backdrop as a priority list -- tightest credit first, since those markets break earliest.

Because South Carolina is rebuilt from each quarter's FDIC data, its #23 national rank and county order shift with real balance-sheet changes, not a fixed point in time.

The acquisition angle: stressed South Carolina lenders mean frozen construction credit, failed refinances, and owners pushed to sell. So the signal arrives ahead of the listings it predicts.

Bank stress is only half the picture, so DLRadar ties the South Carolina lender read to the property side — foreclosure filings, tax liens and ownership turnover in the same counties — letting you connect a tightening lender to the specific parcels it puts at risk.

DLRadar scores bank stress for every U.S. county from public FDIC call-report data, then ties it to parcel-level foreclosure, tax-lien and ownership signals. That gives South Carolina buyers an early, auditable read on supply, each number from public federal data.