Southstate Bank NA (FDIC #33555): Bank Stress & Real-Estate Credit Exposure
Southstate Bank NA (FDIC Cert #33555): bank stress 48/100, moderate, STABLE over 7 days; parent SOUTHSTATE BANK CORP (SSB).
Southstate Bank NA (#33555) lends in 126 counties across 8 states; Southstate Bank NA (#33555) reaches 2,610 ZIP codes: Florida 31 counties, 768 ZIPs; South Carolina 28 counties, 350 ZIPs; Georgia 23 counties, 244 ZIPs; Texas 16 counties, 650 ZIPs; Colorado 9 counties, 234 ZIPs; North Carolina 9 counties, 170 ZIPs.
Southstate Bank NA (#33555) largest markets: Harris County, TX (1,287 branches, 143 ZIPs) (#33555), Dallas County, TX (570 branches, 95 ZIPs) (#33555), Miami Dade County, FL (486 branches, 81 ZIPs) (#33555), Bexar County, TX (78 branches, 78 ZIPs) (#33555), Tarrant County, TX (152 branches, 76 ZIPs) (#33555), Jefferson County, AL (64 branches, 64 ZIPs) (#33555).
Southstate Bank NA (#33555) reports $68.79 billion in total assets; Southstate Bank NA (#33555) equity $9.70 billion (14.1% of Southstate Bank NA (#33555) assets); Southstate Bank NA (#33555) domestic deposits $56.38 billion; Southstate Bank NA (#33555) net income $481.1 million; Southstate Bank NA (#33555) return on assets 1.42%; Southstate Bank NA (#33555) return on equity 9.97%; Southstate Bank NA (#33555) net interest income $1.16 billion; Southstate Bank NA (#33555) call report June 30, 2026.
Southstate Bank NA (#33555) noncurrent real-estate loans 0.01% of its book; Southstate Bank NA (#33555) multifamily -0.01%; Southstate Bank NA (#33555) residential 0.01%; Southstate Bank NA (#33555) net charge-offs on real estate 0.45%; Southstate Bank NA (#33555) multifamily charge-offs 0.90%; Southstate Bank NA (#33555) residential charge-offs 0.26%.
Southstate Bank NA (#33555) net interest margin 3.86% against an eight-quarter Southstate Bank NA (#33555) average of 4.05% (Southstate Bank NA (#33555) compression 0.19 points); Southstate Bank NA (#33555) real-estate loans 1.3% of equity; Southstate Bank NA (#33555) non-residential real estate 26.5% of equity; Southstate Bank NA (#33555) rate-exposure score 50/100, Southstate Bank NA (#33555) fixed-rate trap 50/100; Southstate Bank NA (#33555) risk type rate trapped; Southstate Bank NA (#33555) rate regime rates elevated; Southstate Bank NA (#33555) shares 8.5% below the 52-week high, Southstate Bank NA (#33555) equity trend stable, Southstate Bank NA (#33555) snapshot October 20, 2026.
Southstate Bank NA (#33555) stress score moved from 46.2 on June 22, 2026 to 47.8 on October 20, 2026; Southstate Bank NA (#33555) ranged 46.2 to 47.8 over 117 snapshots.
Southstate Bank NA (#33555) alerts: 39 counties; top Southstate Bank NA (#33555) alert scores: Madison County, FL 39 (moderate); Columbia County, FL 38 (moderate); Okeechobee County, FL 31 (low); Monroe County, FL 29 (low); Charlotte County, FL 29 (low).