Bank Of Hope (FDIC #26610): Bank Stress & Real-Estate Credit Exposure

Bank Of Hope (FDIC Cert #26610): bank stress 67/100, elevated, STABLE over 7 days; parent HOPE BCORP INC.

Bank Of Hope (#26610) lends in 21 counties across 9 states; Bank Of Hope (#26610) reaches 1,674 ZIP codes: California 5 counties, 664 ZIPs; Hawaii 4 counties, 96 ZIPs; New York 3 counties, 206 ZIPs; Washington 3 counties, 172 ZIPs; Texas 2 counties, 238 ZIPs; Illinois 1 county, 178 ZIPs.

Bank Of Hope (#26610) largest markets: Los Angeles County, CA (5,168 branches, 304 ZIPs) (#26610), Cook County, IL (534 branches, 178 ZIPs) (#26610), Harris County, TX (286 branches, 143 ZIPs) (#26610), San Diego County, CA (116 branches, 116 ZIPs) (#26610), San Bernardino County, CA (100 branches, 100 ZIPs) (#26610), Dallas County, TX (95 branches, 95 ZIPs) (#26610).

Bank Of Hope (#26610) reports $18.99 billion in total assets; Bank Of Hope (#26610) equity $2.36 billion (12.4% of Bank Of Hope (#26610) assets); Bank Of Hope (#26610) domestic deposits $15.92 billion; Bank Of Hope (#26610) net income $69.5 million; Bank Of Hope (#26610) return on assets 0.74%; Bank Of Hope (#26610) return on equity 5.90%; Bank Of Hope (#26610) net interest income $257.6 million; Bank Of Hope (#26610) call report June 30, 2026.

Bank Of Hope (#26610) noncurrent real-estate loans 0.02% of its book; Bank Of Hope (#26610) multifamily 0.12%; Bank Of Hope (#26610) residential 0.01%; Bank Of Hope (#26610) net charge-offs on real estate 0.85%; Bank Of Hope (#26610) residential charge-offs 1.07%.

Bank Of Hope (#26610) net interest margin 2.98% against an eight-quarter Bank Of Hope (#26610) average of 2.79% (Bank Of Hope (#26610) compression -0.19 points); Bank Of Hope (#26610) real-estate loans 1.9% of equity; Bank Of Hope (#26610) non-residential real estate 106.5% of equity; Bank Of Hope (#26610) rate-exposure score 40/100, Bank Of Hope (#26610) fixed-rate trap 40/100; Bank Of Hope (#26610) risk type credit driven; Bank Of Hope (#26610) rate regime rates elevated, Bank Of Hope (#26610) snapshot October 19, 2026.

Bank Of Hope (#26610) stress score moved from 65.9 on June 22, 2026 to 67.2 on October 19, 2026; Bank Of Hope (#26610) ranged 65.9 to 67.2 over 116 snapshots.

Bank Of Hope (#26610) alerts: 21 counties; top Bank Of Hope (#26610) alert scores: San Diego County, CA 41 (moderate); Colton County, CA 22 (low); Dallas County, CA 22 (low); Duluth County, CA 22 (low); Federal Way County, CA 22 (low).