Orange County, CA: Foreclosures, Tax Liens & Distressed Properties

Orange County, CA, California: 92 ZIP codes scored, Orange County, CA averaging 27/100 (low, Orange, CA), from 27 to 36. Orange County, CA is in its peak phase (Orange, CA confidence 12/100): Orange, CA home prices up 0.4% (Orange, CA) over twelve months. Orange County, CA lender headwind: 53/100.

Highest-scoring Orange County, CA ZIPs: 92530 (36/100), 92672 (33/100), 90638 (32/100), 90716 (32/100), 90630 (28/100), 90631 (28/100). Also scored in Orange County, CA: 90620, 90621, 90623, 90680, 90720, 90740, 90742, 90743, 92602, 92603.

Across Orange County, CA's scored ZIPs: median home value $1,063,629, household income $114,979, 7.3% vacancy, 9.1% poverty, 58% owner-occupied, median age 41.3.

Orange County, CA insurance distress 29/100 (#1,681 in the US); FEMA hazard 0/100 for Orange, CA; 2 federal disaster declarations in Orange County, CA since 2023; 45 Orange, CA NFIP flood claims, $890K paid; Orange, CA construction distress 62/100.

73 banks with 535 branches lend in Orange County, CA; Orange, CA weighted bank stress 66/100, highest 100/100 in Orange, CA.

Orange County, CA unemployment 4.4% (Orange, CA +0.4 pts, six months); 6,096 new housing units permitted in Orange County, CA over twelve months, Orange, CA down 13% from 6,975; Orange, CA home prices +10.6% a year (Orange, CA) over three years.

1,146,169 housing units in Orange County, CA; 468,049 Orange, CA renter households; 54% of Orange, CA renters spend 30%+ of income on rent, 28% (Orange, CA) half or more.

Orange County, CA ranks #2,784 nationally on the opportunity index (Orange, CA, among all ranked counties); Orange, CA scores 24.5/100 and Orange, CA sits #44 inside California. Orange, CA is in the weak opportunity phase; Orange, CA's primary driver is construction, Orange, CA second driver bank institutional; Orange, CA moved down 421 places. 49 short-sale listings across Orange, CA; 80 days on market observed in Orange, CA; 5.0% vacancy over 92 Orange, CA ZIPs.

0.3% of Orange County, CA mortgages were ninety-plus days late in December 2025; Orange, CA's thirty-to-eighty-nine-day share was 0.6% (CFPB county sample). Orange, CA's ninety-day rate is unchanged on twelve months earlier; the Orange, CA peak since 2008 was 6.1% in February 2010; California overall reads 0.5%.

Orange County, CA has 40 watched banks; 40 Orange, CA banks sit in an elevated band. Orange, CA footprints: Farmers&Merchants Bk Long Be (15 branches, stress 57) in Orange, CA; Banc Of California (12 branches, stress 87) in Orange, CA; Citizens Business Bank Na (11 branches, stress 50) in Orange, CA.

HUD lists 49 assisted multifamily properties in Orange County, CA with 5,325 units; 1,835 Orange, CA units are assisted, 19 Orange, CA properties under project-based Section 8.

63,209 of the 1,146,169 housing units in Orange, CA sit vacant. Orange County, CA permitted 3,017 multifamily units in twelve months; Orange, CA's one-to-four unit structures added 3,079 units in Orange County, CA.