ZIP 90623 Foreclosure, Tax-Lien & Distress Report

In Orange County, California, ZIP 90623 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Latent structural risk is 62/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (86/100). What sets it apart are the readings on structural risk (62/100), construction/permit lag (59/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

The market reads peak — home values held roughly flat year on year, and 21% higher over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 1.9%. Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas. A median home runs $979,600 here, or 8.2 times local income. The demographic-stress sub-score lands at 44/100. The ZIP holds roughly 5,264 housing units. Around 60% of renters are cost-burdened. About 15,369 people live here, median age 47. Households earn a median $112,366 — above the roughly $78,000 national figure. 68% of housing is owner-occupied. About 49% have a four-year degree.

Net-net, 90623 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 90623 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 90623 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 90623 stays directly comparable to neighboring ZIPs and the rest of Orange County, California. Nothing here is interpolated — where a source is thin for 90623, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 27/100 figure for 90623 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 90623 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.