ZIP 90638 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 90638 (Los Angeles County, California) at a moderate 32/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (100/100), FEMA disaster exposure (97/100), flood (NFIP) exposure (93/100)). What sets it apart are the readings on institutional ownership (73/100), structural risk (69/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) and construction/permit lag (4/100) register low. On the structural side it scores 69/100, with 8/100 of stress already active.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 15% higher over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 45,714 with a median age of 44. The vacancy rate is 2.2%. The tenure split is 76% owner-occupied to 24% rented. Median household income is $110,606, above the U.S. median near $78,000. Home values center near $827,300, an affordability ratio of 6.9×. DLRadar's demographic-stress index for the area reads 39/100. There are about 15,818 housing units across 90638. Rent burden reaches 47% of tenant households. Educational attainment sits at 40% bachelor's-or-above. The poverty rate is 6.5% — low.

Net-net, 90638 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 90638 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 90638's 32/100 can be lined up against any neighbor in Los Angeles County, California or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 90638, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 90638's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 90638 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.