ZIP 90640 Property Distress & Foreclosure Data

DLRadar grades ZIP 90640 (Los Angeles County, California) at a moderate 36/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (100/100), FEMA disaster exposure (98/100), flood (NFIP) exposure (93/100)). The latent-versus-live split is 78/100 structural and 8/100 already moving. Property-level stress concentrates in structural risk (78/100), institutional ownership (73/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (27/100).

The peak-phase market in 90640 posted values that rose 1.2% over the year, and 17% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $74,833 — near the roughly $78,000 national figure. A median home runs $699,700 here, or 8.8 times local income. Roughly 12.8% live below the poverty line. The vacancy rate is 3.5%. Around 51% of renters are cost-burdened. The tenure split is 46% owner-occupied to 54% rented. About 22% have a four-year degree. On demographic stress specifically, 90640 scores 52/100. The ZIP holds roughly 20,525 housing units. Population is roughly 61,615 with a median age of 39.

On balance 90640 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.