ZIP 90640 Foreclosure, Tax-Lien & Distress Report

In Los Angeles County, California, ZIP 90640 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (100/100), FEMA disaster exposure (98/100), flood (NFIP) exposure (93/100)). Structurally it carries 69/100, against 8/100 of stress already in motion. Its heaviest discrete signals: institutional ownership (73/100), structural risk (69/100), mortgage stress (27/100). mortgage stress (27/100) and construction/permit lag (4/100) stay muted.

The peak-phase market in 90640 posted values that held roughly flat over the year, and 17% higher over three years, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $74,833, median income runs near typical U.S. levels. The typical home is worth about $699,700 (8.8× income, severely stretched). The poverty rate is 12.8%. The vacancy rate is 3.5%. Around 51% of renters are cost-burdened. 46% of housing is owner-occupied. About 22% have a four-year degree. The demographic-stress sub-score lands at 52/100. The ZIP holds roughly 20,525 housing units. 61,615 residents call 90640 home, typically aged 39.

Net-net, 90640 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 90640 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 90640 runs through one identical public-record model, so its 32/100 sits on the same scale as every other ZIP in Los Angeles County, California and the nation. The score is rebuilt from public data as it updates, so 90640 reflects the current record instead of a stale or modeled snapshot.

90640's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 90640 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.