ZIP 90040 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 90040 in Los Angeles County, California comes in at 32, a moderate composite-distress reading. Its heaviest discrete signals: institutional ownership (72/100), structural risk (68/100), mortgage stress (27/100). mortgage stress (27/100) and construction/permit lag (2/100) stay muted. Latent structural risk is 68/100 while live distress already moving reads 8/100. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), FEMA disaster exposure (95/100), flood (NFIP) exposure (93/100).

The peak-phase market in 90040 posted values that held roughly flat over the year, and 32% higher over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $70,909, near the U.S. median near $78,000. The ZIP holds roughly 3,341 housing units. 11,683 residents call 90040 home, typically aged 38. Vacancy runs 0.9%. Roughly 15.5% live below the poverty line. Educational attainment sits at 12% bachelor's-or-above. Around 54% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 51/100. The tenure split is 54% owner-occupied to 46% rented. The typical home is worth about $596,100 (8.1× income, severely stretched).

On balance 90040 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 90040 read uses the identical scoring model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 90040 stays directly comparable to neighboring ZIPs and the rest of Los Angeles County, California. Nothing here is interpolated — where a source is thin for 90040, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 90040 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. Practically, 90040 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.