ZIP 90046 Foreclosure, Tax-Lien & Distress Report

ZIP code 90046 in Los Angeles County, California carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), FEMA disaster exposure (98/100), flood (NFIP) exposure (93/100). On the structural side it scores 69/100, with 8/100 of stress already active. What sets it apart are the readings on institutional ownership (72/100), structural risk (69/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) and construction/permit lag (2/100) register low.

The market reads peak — home values held roughly flat year on year, and 8% lower over three years (phase confidence 12/100). Topping markets hide individual distress behind strong averages.

The tenure split is 23% owner-occupied to 77% rented. The poverty rate is 11.3%. Households earn a median $94,259 — above the roughly $78,000 national figure. Around 63% of adults hold a bachelor's degree or higher. Around 43% of renters are cost-burdened. The ZIP holds roughly 32,219 housing units. Home values center near $1,515,000, an affordability ratio of 15.0× — stretched. The demographic-stress sub-score lands at 51/100. Vacancy runs 10.1%. 48,905 residents call 90046 home, typically aged 39.

Overall, 90046 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 90046 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 90046, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

90046's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 90046 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.