ZIP 90049 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 90049 (Los Angeles County, California) at a moderate 32/100 for overall property distress. The latent-versus-live split is 69/100 structural and 8/100 already moving. What sets it apart are the readings on institutional ownership (73/100), structural risk (69/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) and construction/permit lag (4/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (100/100), FEMA disaster exposure (98/100), flood (NFIP) exposure (93/100).

The market reads peak — home values held roughly flat year on year (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 53% of homes, renters 47%. The vacancy rate is 11.1%. The typical home is worth about $2,000,000 (11.8× income, severely stretched). The ZIP holds roughly 18,727 housing units. 36,735 residents call 90049 home, typically aged 39. The poverty rate is 5.6% — low. At $169,898, median income runs above typical U.S. levels. Educational attainment sits at 81% bachelor's-or-above. Around 34% of renters are cost-burdened. The demographic-stress sub-score lands at 44/100.

Net-net, 90049 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 90049 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 90049 runs through one identical public-record model, so its 32/100 sits on the same scale as every other ZIP in Los Angeles County, California and the nation. Where the public record is thin for 90049, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 90049 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. The point of the 90049 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.