First Nb Of South Carolina (FDIC #2107): Bank Stress & Real-Estate Credit Exposure
First Nb Of South Carolina (FDIC Cert #2107): bank stress 62/100, elevated, STABLE over 7 days; parent FNB CORP.
First Nb Of South Carolina (#2107) lends in 3 counties across 1 state; First Nb Of South Carolina (#2107) reaches 48 ZIP codes: South Carolina 3 counties, 48 ZIPs.
First Nb Of South Carolina (#2107) largest markets: Orangeburg County, SC (48 branches, 24 ZIPs) (#2107), Berkeley County, SC (36 branches, 18 ZIPs) (#2107), Dorchester County, SC (60 branches, 15 ZIPs) (#2107).
First Nb Of South Carolina (#2107) reports $309.7 million in total assets; First Nb Of South Carolina (#2107) equity $35.1 million (11.3% of First Nb Of South Carolina (#2107) assets); First Nb Of South Carolina (#2107) domestic deposits $271.6 million; First Nb Of South Carolina (#2107) net income $1.8 million; First Nb Of South Carolina (#2107) return on assets 1.19%; First Nb Of South Carolina (#2107) return on equity 10.64%; First Nb Of South Carolina (#2107) net interest income $5.6 million; First Nb Of South Carolina (#2107) call report June 30, 2026.
First Nb Of South Carolina (#2107) noncurrent real-estate loans: none reported; First Nb Of South Carolina (#2107) net charge-offs on real estate 0.45%.
First Nb Of South Carolina (#2107) net interest margin 3.76% against an eight-quarter First Nb Of South Carolina (#2107) average of 3.81% (First Nb Of South Carolina (#2107) compression 0.05 points); First Nb Of South Carolina (#2107) rate-exposure score 40/100, First Nb Of South Carolina (#2107) fixed-rate trap 40/100; First Nb Of South Carolina (#2107) risk type credit driven; First Nb Of South Carolina (#2107) rate regime rates elevated, First Nb Of South Carolina (#2107) snapshot October 19, 2026.
First Nb Of South Carolina (#2107) stress score moved from 62.2 on June 22, 2026 to 62 on October 19, 2026; First Nb Of South Carolina (#2107) ranged 62 to 62.2 over 116 snapshots.
First Nb Of South Carolina (#2107) alerts: 2 counties; top First Nb Of South Carolina (#2107) alert scores: Holly Hill County, SC 22 (low); Summerville County, SC 22 (low).