Farmers&Merchants Bank Of Sc (FDIC #1660): Bank Stress & Real-Estate Credit Exposure
Farmers&Merchants Bank Of Sc (FDIC Cert #1660): bank stress 37/100, contained, STABLE over 7 days; parent FMB OF S C BANCSHARES INC.
Farmers&Merchants Bank Of Sc (#1660) lends in 3 counties across 1 state; Farmers&Merchants Bank Of Sc (#1660) reaches 41 ZIP codes: South Carolina 3 counties, 41 ZIPs.
Farmers&Merchants Bank Of Sc (#1660) largest markets: Orangeburg County, SC (96 branches, 24 ZIPs) (#1660), Berkeley County, SC (54 branches, 18 ZIPs) (#1660), Calhoun County, SC (7 branches, 7 ZIPs) (#1660).
Farmers&Merchants Bank Of Sc (#1660) reports $413.6 million in total assets; Farmers&Merchants Bank Of Sc (#1660) equity $61.5 million (14.9% of Farmers&Merchants Bank Of Sc (#1660) assets); Farmers&Merchants Bank Of Sc (#1660) domestic deposits $350.8 million; Farmers&Merchants Bank Of Sc (#1660) net income $4.2 million; Farmers&Merchants Bank Of Sc (#1660) return on assets 1.80%; Farmers&Merchants Bank Of Sc (#1660) return on equity 13.76%; Farmers&Merchants Bank Of Sc (#1660) net interest income $9.1 million; Farmers&Merchants Bank Of Sc (#1660) call report June 30, 2026.
Farmers&Merchants Bank Of Sc (#1660) noncurrent real-estate loans: none reported; Farmers&Merchants Bank Of Sc (#1660) net charge-offs on real estate 0.78%; Farmers&Merchants Bank Of Sc (#1660) residential charge-offs 0.36%.
Farmers&Merchants Bank Of Sc (#1660) net interest margin 4.14% against an eight-quarter Farmers&Merchants Bank Of Sc (#1660) average of 4.06% (Farmers&Merchants Bank Of Sc (#1660) compression -0.08 points); Farmers&Merchants Bank Of Sc (#1660) non-residential real estate 36.0% of equity; Farmers&Merchants Bank Of Sc (#1660) rate-exposure score 40/100, Farmers&Merchants Bank Of Sc (#1660) fixed-rate trap 40/100; Farmers&Merchants Bank Of Sc (#1660) risk type rate trapped; Farmers&Merchants Bank Of Sc (#1660) rate regime rates elevated, Farmers&Merchants Bank Of Sc (#1660) snapshot October 20, 2026.
Farmers&Merchants Bank Of Sc (#1660) stress score moved from 39.2 on June 22, 2026 to 37.4 on October 20, 2026; Farmers&Merchants Bank Of Sc (#1660) ranged 37.4 to 39.2 over 117 snapshots.
Farmers&Merchants Bank Of Sc (#1660) alerts: 3 counties; top Farmers&Merchants Bank Of Sc (#1660) alert scores: Cameron County, SC 17 (low); Holly Hill County, SC 17 (low); Saint Stephen County, SC 17 (low).