Enterprise Bank Of Sc (FDIC #11539): Bank Stress & Real-Estate Credit Exposure
Enterprise Bank Of Sc (FDIC Cert #11539): bank stress 42/100, contained, STABLE over 7 days; parent VARN FINANCIAL CORP.
Enterprise Bank Of Sc (#11539) lends in 6 counties across 1 state; Enterprise Bank Of Sc (#11539) reaches 79 ZIP codes: South Carolina 6 counties, 79 ZIPs.
Enterprise Bank Of Sc (#11539) largest markets: Charleston County, SC (31 branches, 31 ZIPs) (#11539), Orangeburg County, SC (24 branches, 24 ZIPs) (#11539), Dorchester County, SC (15 branches, 15 ZIPs) (#11539), Colleton County, SC (42 branches, 14 ZIPs) (#11539), Bamberg County, SC (24 branches, 8 ZIPs) (#11539), Barnwell County, SC (21 branches, 7 ZIPs) (#11539).
Enterprise Bank Of Sc (#11539) reports $535.1 million in total assets; Enterprise Bank Of Sc (#11539) equity $48.7 million (9.1% of Enterprise Bank Of Sc (#11539) assets); Enterprise Bank Of Sc (#11539) domestic deposits $472.2 million; Enterprise Bank Of Sc (#11539) net income $16.0 million; Enterprise Bank Of Sc (#11539) return on assets 6.21%; Enterprise Bank Of Sc (#11539) return on equity 80.70%; Enterprise Bank Of Sc (#11539) net interest income $9.2 million; Enterprise Bank Of Sc (#11539) call report June 30, 2026.
Enterprise Bank Of Sc (#11539) noncurrent real-estate loans: none reported; Enterprise Bank Of Sc (#11539) net charge-offs on real estate 3.72%; Enterprise Bank Of Sc (#11539) residential charge-offs 0.42%.
Enterprise Bank Of Sc (#11539) net interest margin 3.81% against an eight-quarter Enterprise Bank Of Sc (#11539) average of 3.45% (Enterprise Bank Of Sc (#11539) compression -0.36 points); Enterprise Bank Of Sc (#11539) non-residential real estate 42.4% of equity; Enterprise Bank Of Sc (#11539) rate-exposure score 40/100, Enterprise Bank Of Sc (#11539) fixed-rate trap 40/100; Enterprise Bank Of Sc (#11539) risk type credit driven; Enterprise Bank Of Sc (#11539) rate regime rates elevated, Enterprise Bank Of Sc (#11539) snapshot October 20, 2026.
Enterprise Bank Of Sc (#11539) stress score moved from 46.4 on June 22, 2026 to 42.5 on October 20, 2026; Enterprise Bank Of Sc (#11539) ranged 42.5 to 46.4 over 117 snapshots.
Enterprise Bank Of Sc (#11539) alerts: 6 counties; top Enterprise Bank Of Sc (#11539) alert scores: Edisto Island County, SC 18 (low); Ehrhardt County, SC 18 (low); Ridgeville County, SC 18 (low); Springfield County, SC 18 (low); Walterboro County, SC 18 (low).