Bank Of Clarendon (FDIC #15671): Bank Stress & Real-Estate Credit Exposure

Bank Of Clarendon (FDIC Cert #15671): bank stress 57/100, moderate, STABLE over 7 days; parent BANCSHARES OF CAROLINA INC.

Bank Of Clarendon (#15671) lends in 3 counties across 1 state; Bank Of Clarendon (#15671) reaches 45 ZIP codes: South Carolina 3 counties, 45 ZIPs.

Bank Of Clarendon (#15671) largest markets: Orangeburg County, SC (24 branches, 24 ZIPs) (#15671), Sumter County, SC (15 branches, 15 ZIPs) (#15671), Clarendon County, SC (33 branches, 11 ZIPs) (#15671).

Bank Of Clarendon (#15671) reports $438.3 million in total assets; Bank Of Clarendon (#15671) equity $47.8 million (10.9% of Bank Of Clarendon (#15671) assets); Bank Of Clarendon (#15671) domestic deposits $387.0 million; Bank Of Clarendon (#15671) net income $3.4 million; Bank Of Clarendon (#15671) return on assets 1.54%; Bank Of Clarendon (#15671) return on equity 14.66%; Bank Of Clarendon (#15671) net interest income $8.1 million; Bank Of Clarendon (#15671) call report June 30, 2026.

Bank Of Clarendon (#15671) noncurrent real-estate loans: none reported; Bank Of Clarendon (#15671) net charge-offs on real estate 0.00%.

Bank Of Clarendon (#15671) net interest margin 3.85% against an eight-quarter Bank Of Clarendon (#15671) average of 3.62% (Bank Of Clarendon (#15671) compression -0.23 points); Bank Of Clarendon (#15671) rate-exposure score 40/100, Bank Of Clarendon (#15671) fixed-rate trap 40/100; Bank Of Clarendon (#15671) risk type credit driven; Bank Of Clarendon (#15671) rate regime rates elevated, Bank Of Clarendon (#15671) snapshot October 19, 2026.

Bank Of Clarendon (#15671) stress score moved from 60.3 on June 22, 2026 to 56.7 on October 19, 2026; Bank Of Clarendon (#15671) ranged 56.7 to 60.3 over 116 snapshots.

Bank Of Clarendon (#15671) alerts: 3 counties; top Bank Of Clarendon (#15671) alert scores: Sumter County, SC 38 (moderate); Santee County, SC 21 (low); Summerton County, SC 21 (low).