Truist Bank (FDIC #9846): Bank Stress & Real-Estate Credit Exposure
Truist Bank (FDIC Cert #9846): bank stress 62/100, elevated, STABLE over 7 days; parent TRUIST FINANCIAL CORP (TFC).
Truist Bank (#9846) lends in 466 counties across 18 states; Truist Bank (#9846) reaches 6,862 ZIP codes: Virginia 100 counties, 762 ZIPs; North Carolina 71 counties, 719 ZIPs; Georgia 62 counties, 495 ZIPs; Florida 42 counties, 923 ZIPs; Kentucky 25 counties, 294 ZIPs; Maryland 24 counties, 478 ZIPs.
Truist Bank (#9846) largest markets: Harris County, TX (2,288 branches, 143 ZIPs) (#9846), Dallas County, TX (2,375 branches, 95 ZIPs) (#9846), Miami Dade County, FL (3,240 branches, 81 ZIPs) (#9846), Bexar County, TX (624 branches, 78 ZIPs) (#9846), Tarrant County, TX (684 branches, 76 ZIPs) (#9846), Montgomery County, PA (994 branches, 71 ZIPs) (#9846).
Truist Bank (#9846) reports $548.35 billion in total assets; Truist Bank (#9846) equity $62.97 billion (11.5% of Truist Bank (#9846) assets); Truist Bank (#9846) domestic deposits $419.21 billion; Truist Bank (#9846) net income $3.15 billion; Truist Bank (#9846) return on assets 1.16%; Truist Bank (#9846) return on equity 10.00%; Truist Bank (#9846) net interest income $7.47 billion; Truist Bank (#9846) call report June 30, 2026.
Truist Bank (#9846) noncurrent real-estate loans 0.07% of its book; Truist Bank (#9846) residential 0.14%; Truist Bank (#9846) net charge-offs on real estate 0.97%; Truist Bank (#9846) multifamily charge-offs 0.36%; Truist Bank (#9846) residential charge-offs 0.50%.
Truist Bank (#9846) net interest margin 3.14% against an eight-quarter Truist Bank (#9846) average of 3.17% (Truist Bank (#9846) compression 0.03 points); Truist Bank (#9846) real-estate loans 7.0% of equity; Truist Bank (#9846) non-residential real estate 50.4% of equity; Truist Bank (#9846) rate-exposure score 50/100, Truist Bank (#9846) fixed-rate trap 50/100; Truist Bank (#9846) risk type credit driven; Truist Bank (#9846) rate regime rates elevated; Truist Bank (#9846) shares 13.1% below the 52-week high, Truist Bank (#9846) equity trend weakening, Truist Bank (#9846) snapshot October 19, 2026.
Truist Bank (#9846) stress score moved from 59.9 on June 22, 2026 to 62.1 on October 19, 2026; Truist Bank (#9846) ranged 59.9 to 62.1 over 116 snapshots.
Truist Bank (#9846) alerts: 36 counties; top Truist Bank (#9846) alert scores: Washington County, NC 49 (moderate); Franklin County, NC 41 (moderate); Madison County, NC 40 (moderate); Wayne County, NC 39 (moderate); Rockingham County, NC 39 (moderate).