Kentucky Bank Stress by County

Kentucky reads above the national norm for bank stress, a 61/100 county average, 29th of 52.

152 banks lend across 120 Kentucky counties.

43 of Kentucky's 120 counties score 65+, peaking at 100/100.

Most stressed in Kentucky: Estill County 83/100, Grant County 77/100, Owsley County 76/100, Knott County 76/100, Butler County 75/100.

120 banks are chartered in Kentucky with $84.9 billion in Kentucky assets; 4 Kentucky banks reported a net loss (Kentucky) on the latest call report; 41 banks on Kentucky alerts score 70 or higher; 154 Kentucky counties carry a bank area-distress alert.

Largest Kentucky-chartered banks by assets: Stock Yards Bank&Trust Co $10.4 billion (stress 51); Republic Bank&Trust Co $7.1 billion (stress 29); Community Trust Bank Inc $6.9 billion (stress 47) in Kentucky; Central Bank&Trust Co $4.0 billion (stress 56); Independence Bank Of Ky $3.8 billion (stress 74).

Reading the Kentucky bank figures: a Kentucky bank's stress score comes from its own Kentucky FDIC call report (capital, earnings, Kentucky real-estate loan concentration), so 4 loss-making Kentucky charters and 41 Kentucky banks at 70 or higher are read from Kentucky filings directly; the Kentucky county pages map each lender's Kentucky branches to the Kentucky counties it exposes.