Whitaker Bank (FDIC #32912): Bank Stress & Real-Estate Credit Exposure
Whitaker Bank (FDIC Cert #32912): bank stress 57/100, moderate, STABLE over 7 days; parent WHITAKER BANK CORP OF KENTUCKY.
Whitaker Bank (#32912) lends in 17 counties across 1 state; Whitaker Bank (#32912) reaches 140 ZIP codes: Kentucky 17 counties, 140 ZIPs.
Whitaker Bank (#32912) largest markets: Letcher County, KY (104 branches, 26 ZIPs) (#32912), Perry County, KY (48 branches, 24 ZIPs) (#32912), Knox County, KY (19 branches, 19 ZIPs) (#32912), Fayette County, KY (76 branches, 19 ZIPs) (#32912), Laurel County, KY (8 branches, 8 ZIPs) (#32912), Rockcastle County, KY (7 branches, 7 ZIPs) (#32912).
Whitaker Bank (#32912) reports $1.93 billion in total assets; Whitaker Bank (#32912) equity $222.4 million (11.5% of Whitaker Bank (#32912) assets); Whitaker Bank (#32912) domestic deposits $1.62 billion; Whitaker Bank (#32912) net income $13.7 million; Whitaker Bank (#32912) return on assets 1.42%; Whitaker Bank (#32912) return on equity 12.34%; Whitaker Bank (#32912) net interest income $38.0 million; Whitaker Bank (#32912) call report June 30, 2026.
Whitaker Bank (#32912) noncurrent real-estate loans 0.02% of its book; Whitaker Bank (#32912) net charge-offs on real estate 0.19%.
Whitaker Bank (#32912) net interest margin 4.30% against an eight-quarter Whitaker Bank (#32912) average of 4.04% (Whitaker Bank (#32912) compression -0.26 points); Whitaker Bank (#32912) real-estate loans 2.0% of equity; Whitaker Bank (#32912) rate-exposure score 40/100, Whitaker Bank (#32912) fixed-rate trap 40/100; Whitaker Bank (#32912) risk type credit driven; Whitaker Bank (#32912) rate regime rates elevated, Whitaker Bank (#32912) snapshot October 19, 2026.
Whitaker Bank (#32912) stress score moved from 55.8 on June 22, 2026 to 56.6 on October 20, 2026; Whitaker Bank (#32912) ranged 55.8 to 56.6 over 117 snapshots.
Whitaker Bank (#32912) alerts: 16 counties; top Whitaker Bank (#32912) alert scores: Campton County, KY 20 (low); Corbin County, KY 20 (low); Danville County, KY 20 (low); Frankfort County, KY 20 (low); Georgetown County, KY 20 (low).