Madison County, KY: Foreclosures, Tax Liens & Distressed Properties

Madison County, Kentucky is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. ZIP-level distress ranges from 27/100 at the top down to 22/100. The county's lending-headwind score sits at 47/100 (moderate). There are 5 scored ZIPs in the county (mean composite 26/100).

The county market is in a peak phase: home prices rose 4.4% over the past year, at 22/100 phase confidence. At this stage of the cycle, broad sweeps stop paying leaving the wins in individual deals.

At +4.4% YoY and 22/100 confidence, opportunity is parcel-specific well beyond the county average. A moderate 47/100 lender headwind points to both signal sets in play here.

Highest scores land in 40385 (27/100), 40404 (27/100), 40475 (27/100), 40403 (25/100), 40461 (22/100); each opens to a full parcel breakdown.

By the numbers, Madison County's tracked footprint come in at residents with a median age around 35.2, an owner-occupied share of 72%, typical home values near $210,250, vacancy near 12.5%, household income averaging about $62,090, below the national median, poverty running near 14.7%. These fundamentals drive which owners come under strain and how quickly stock clears.

At 26/100 composite over 5 ZIPs, the edge is selective acquisition and not a county-wide play. A DLRadar subscription opens every Madison County parcel: owner, address and APN, per-parcel scoring with lender exposure and resale velocity.

Because Madison County, Kentucky is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Madison County against neighboring markets or the rest of Kentucky on equal footing.

The way to work Madison County, Kentucky is top-down — start with the highest-scoring ZIPs (up to 27/100 here), then drill to the parcels driving those numbers, rather than blanketing Madison County with undifferentiated outreach. These Madison County numbers come straight from public filings and refresh as new ones post; a missing source produces a blank field, never an estimate.

Drilling in, Madison County's highest-scoring ZIPs are 40385 (27/100), 40404 (27/100), 40475 (27/100), 40403 (25/100), 40461 (22/100). Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

The Madison County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.