ZIP 40475 Property Distress & Foreclosure Data

Madison County, Kentucky's ZIP 40475 registers 25/100 composite distress, which DLRadar reads as low. Structural risk reads 55/100 against active distress of 7/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), climate & FEMA risk (76/100), FEMA disaster exposure (73/100). The most distinctive pressure shows up in institutional ownership (59/100), structural risk (55/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) register low.

The market reads peak — home values rose 4.5% year on year, and 19% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $244,300 here, or 3.7 times local income. There are about 28,404 housing units across 40475. About 65,030 people live here, median age 34. Roughly 15.6% live below the poverty line. The tenure split is 59% owner-occupied to 41% rented. On demographic stress specifically, 40475 scores 31/100. Vacancy runs 7.4%. About 37% have a four-year degree. Households earn a median $62,731 — below the roughly $78,000 national figure. Rent burden reaches 34% of tenant households.

Net-net, 40475 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.