Laurel County, KY: Foreclosures, Tax Liens & Distressed Properties
Laurel County, KY, Kentucky: 8 ZIP codes scored, Laurel County, KY averaging 33/100 (moderate, Laurel, KY), from 25 to 34. Laurel County, KY is in its peak phase (Laurel, KY confidence 22/100): Laurel, KY home prices up 4.4% (Laurel, KY) over twelve months. Laurel County, KY lender headwind: 54/100.
Highest-scoring Laurel County, KY ZIPs: 40729 (34/100), 40737 (34/100), 40740 (34/100), 40741 (34/100), 40744 (34/100), 40962 (34/100). Also scored in Laurel County, KY: 40734, 40701.
Across Laurel County, KY's scored ZIPs: median home value $136,175, household income $52,617, 9.8% vacancy, 23.5% poverty, 75% owner-occupied, median age 39.3.
Laurel County, KY insurance distress 75/100 (#501 in the US); FEMA hazard 74/100 for Laurel, KY; 14 federal disaster declarations in Laurel County, KY since 2023; 1 Laurel, KY NFIP flood claims, $378K paid; Laurel, KY construction distress 98/100.
12 banks with 25 branches lend in Laurel County, KY; Laurel, KY weighted bank stress 64/100, highest 86/100 in Laurel, KY.
Laurel County, KY unemployment 5.2% (Laurel, KY -0.6 pts, six months); 7 new housing units permitted in Laurel County, KY over twelve months, Laurel, KY down 67% from 21; Laurel, KY home prices +8.5% a year (Laurel, KY) over three years.
26,818 housing units in Laurel County, KY; 6,794 Laurel, KY renter households; 34% of Laurel, KY renters spend 30%+ of income on rent, 18% (Laurel, KY) half or more.
Laurel County, KY ranks #117 nationally on the opportunity index (Laurel, KY, among all ranked counties); Laurel, KY scores 36.8/100 and Laurel, KY sits #12 inside Kentucky. Laurel, KY is in the strong_buy opportunity phase; Laurel, KY's primary driver is construction, Laurel, KY second driver bank institutional; Laurel, KY moved up 108 places. 11 short-sale listings across Laurel, KY; 93 days on market observed in Laurel, KY; 10.0% vacancy over 8 Laurel, KY ZIPs.
No CFPB county sample covers Laurel County, KY. The non-metro area reading for Laurel, KY: 1.1% ninety-plus days late; Laurel, KY's thirty-to-eighty-nine share is 3.0% (Laurel, KY, December 2025 data); Kentucky overall 1.0%.
Laurel County, KY has 8 watched banks; 8 Laurel, KY banks sit in an elevated band. Laurel, KY footprints: Cumberland Valley Nb&T Co (5 branches, stress 70) in Laurel, KY; Community Trust Bank Inc (3 branches, stress 47) in Laurel, KY; Hometown Bank Of Corbin Inc (2 branches, stress 86) in Laurel, KY.
HUD lists 2 assisted multifamily properties in Laurel County, KY with 178 units; 144 Laurel, KY units are assisted, 1 Laurel, KY properties under project-based Section 8.
2,822 of the 26,818 housing units in Laurel, KY sit vacant. Laurel County, KY permitted 0 multifamily units in twelve months; Laurel, KY's one-to-four unit structures added 7 units in Laurel County, KY.