Laurel County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Laurel County, KY distress report, 2026: 8 ZIPs scored in Laurel, KY, Laurel, KY average 34/100; the top Laurel, KY ZIP is 40729 at 35/100; Laurel, KY market phase peak, Laurel, KY prices +4.4% year over year.
- Laurel, KY ranks #126 nationally (opportunity index); Laurel, KY #13 in Kentucky; Laurel, KY index 36.7.
- Laurel, KY: no CFPB county sample; Laurel, KY non-metro area reading 1.1%.
- Laurel, KY ZIP phases: 8 peak.
- Laurel, KY residential listings tracked: 17 across 5 ZIPs; Laurel, KY candidate listings 12.
- Laurel, KY HUD assisted properties: 2 with 178 units.
- Laurel, KY lenders on watch: 8; largest Laurel, KY footprint Cumberland Valley Nb&T Co (5 branches).
- Laurel, KY most distressed ZIP: 40729 at 35/100.
Laurel, KY figures: DLRadar distress index; Laurel, KY inputs: CFPB, FHFA, HUD, FDIC; Laurel, KY rebuilt as sources refresh.
| Rank | Laurel, KY ZIP | Score |
|---|---|---|
| 1 | 40729 | 35/100 |
| 2 | 40737 | 35/100 |
| 3 | 40740 | 35/100 |
| 4 | 40741 | 35/100 |
| 5 | 40744 | 35/100 |
| 6 | 40734 | 34/100 |
| 7 | 40962 | 34/100 |
| 8 | 40701 | 26/100 |
Most distressed Laurel, KY ZIPs (0-100, 2026)
Mortgage delinquency around Laurel, KY
No CFPB county sample covers Laurel, KY; the non-metro area reading for Laurel, KY: 1.1% ninety-plus; Laurel, KY area thirty-to-eighty-nine 3.0% (December 2025, Laurel, KY); Kentucky overall 1.0%.
Opportunity index: Laurel, KY
Laurel, KY index 36.7, Laurel, KY phase strong_buy; Laurel, KY primary driver construction, Laurel, KY second driver bank institutional. Laurel, KY components: property stress 25.0, foreclosure pressure 25.3, listing discounts 43.7, bank stress 56.8, insurance 0.0; Laurel, KY pulse 40.5; Laurel, KY capital opportunity 31.1; Laurel, KY seven-day change -0.4%.
ZIP market phases inside Laurel, KY
8 Laurel, KY ZIPs carry a price-cycle phase; Laurel, KY ZIPs by phase (Laurel, KY), deepest drawdown first: peak, +4.4% YoY (Laurel, KY): 40701, 40729, 40734, 40737, Laurel, KY 40740, 40741, 40744, 40962.
Residential listings by Laurel, KY ZIP
Laurel, KY ZIPs with the most tracked Laurel, KY residential listings: 40741 8 listings, 4 candidates, bank pressure 66; 40729 6 listings, 5 candidates, bank pressure 66; 40744 3 listings, 3 candidates, bank pressure 66; 40737 0 listings, 0 candidates, bank pressure 66 (Laurel, KY); 40740 0 listings, 0 candidates, bank pressure 66. Laurel, KY totals: 17 listings; Laurel, KY candidates 12; active ZIPs 3.
HUD assisted housing in Laurel, KY
2 assisted properties with 178 units sit in Laurel, KY; largest Laurel, KY properties: Greater Corbin Manor (Corbin) 144 units, 144 assisted; Boone Village Apartments (London) 34 units.
Lenders with branches in Laurel, KY
Laurel, KY lenders by branch count: Cumberland Valley Nb&T Co (Laurel, KY): stress 70, 5 branches low in Laurel, KY; Community Trust Bank Inc (Laurel, KY): stress 47, 3 branches low in Laurel, KY; Hometown Bank Of Corbin Inc (Laurel, KY): stress 86, 2 branches low in Laurel, KY; Forcht Bank National Assn (Laurel, KY): stress 80, 2 branches low in Laurel, KY; 1st Trust Bank Inc (Laurel, KY): stress 80, 1 branch low in Laurel, KY; Monticello Banking Co (Laurel, KY): stress 76, 1 branch low in Laurel, KY; First Nb Of Manchester (Laurel, KY): stress 71, 1 branch low in Laurel, KY; Whitaker Bank (Laurel, KY): stress 57, 1 branch low in Laurel, KY.
Vacancy and permits, Laurel, KY
2,822 of 26,818 Laurel, KY housing units are vacant; Laurel, KY permits, twelve months: 0 multifamily units in Laurel, KY, 7 one-to-four unit units.
Work Laurel, KY at the parcel level
Every Laurel, KY parcel carries owner and address; every Laurel, KY parcel carries APN; Laurel, KY distress scores sit on the Laurel, KY live board.
Laurel, KY figures refresh with each source.
Laurel, KY questions
Most distressed ZIP code in Laurel County, KY?
ZIP 40729 leads Laurel, KY at 35/100; next in Laurel, KY: 40737 at 35/100; the Laurel, KY average is 34/100.
Where does Laurel County, KY rank for investment opportunity?
Laurel, KY is #126 among all ranked counties, #13 in Kentucky; the Laurel, KY driver is construction; Laurel, KY moved up 99 places.
How many mortgages are delinquent in Laurel County, KY?
Laurel, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Laurel, KY.
Which banks lend in Laurel County, KY?
8 watched lenders hold Laurel, KY branches; the largest Laurel, KY footprints are Cumberland Valley Nb&T Co (5), Community Trust Bank Inc (3), Hometown Bank Of Corbin Inc (2).
More on Laurel, KY
Laurel County, KY distress report: public-record figures for Laurel, KY; not legal advice for Laurel, KY; not tax or investment advice; verify every Laurel, KY record before acting.