Cumberland Valley Nb&T Co (FDIC #2691): Bank Stress & Real-Estate Credit Exposure
Cumberland Valley Nb&T Co (FDIC Cert #2691): bank stress 70/100, elevated, STABLE over 7 days; parent CUMBERLAND VALLEY FINL CORP.
Cumberland Valley Nb&T Co (#2691) lends in 7 counties across 1 state; Cumberland Valley Nb&T Co (#2691) reaches 105 ZIP codes: Kentucky 7 counties, 105 ZIPs.
Cumberland Valley Nb&T Co (#2691) largest markets: Jefferson County, KY (43 branches, 43 ZIPs) (#2691), Knox County, KY (19 branches, 19 ZIPs) (#2691), Fayette County, KY (38 branches, 19 ZIPs) (#2691), Pulaski County, KY (11 branches, 11 ZIPs) (#2691), Laurel County, KY (40 branches, 8 ZIPs) (#2691), Whitley County, KY (7 branches, 7 ZIPs) (#2691).
Cumberland Valley Nb&T Co (#2691) reports $816.1 million in total assets; Cumberland Valley Nb&T Co (#2691) equity $74.8 million (9.2% of Cumberland Valley Nb&T Co (#2691) assets); Cumberland Valley Nb&T Co (#2691) domestic deposits $737.2 million; Cumberland Valley Nb&T Co (#2691) net income $4.7 million; Cumberland Valley Nb&T Co (#2691) return on assets 1.15%; Cumberland Valley Nb&T Co (#2691) return on equity 12.67%; Cumberland Valley Nb&T Co (#2691) net interest income $15.6 million; Cumberland Valley Nb&T Co (#2691) call report June 30, 2026.
Cumberland Valley Nb&T Co (#2691) noncurrent real-estate loans: none reported; Cumberland Valley Nb&T Co (#2691) residential -0.17%; Cumberland Valley Nb&T Co (#2691) net charge-offs on real estate 0.24%.
Cumberland Valley Nb&T Co (#2691) net interest margin 3.96% against an eight-quarter Cumberland Valley Nb&T Co (#2691) average of 3.65% (Cumberland Valley Nb&T Co (#2691) compression -0.31 points); Cumberland Valley Nb&T Co (#2691) rate-exposure score 40/100, Cumberland Valley Nb&T Co (#2691) fixed-rate trap 40/100; Cumberland Valley Nb&T Co (#2691) risk type credit driven; Cumberland Valley Nb&T Co (#2691) rate regime rates elevated, Cumberland Valley Nb&T Co (#2691) snapshot October 19, 2026.
Cumberland Valley Nb&T Co (#2691) stress score moved from 73 on June 22, 2026 to 70.4 on October 19, 2026; Cumberland Valley Nb&T Co (#2691) ranged 70.4 to 73 over 116 snapshots.
Cumberland Valley Nb&T Co (#2691) alerts: 6 counties; top Cumberland Valley Nb&T Co (#2691) alert scores: Corbin County, KY 23 (low); Lexington County, KY 23 (low); London County, KY 23 (low); Louisville County, KY 23 (low); Richmond County, KY 23 (low).