German American Bank (FDIC #17393): Bank Stress & Real-Estate Credit Exposure
German American Bank (FDIC Cert #17393): bank stress 42/100, contained, STABLE over 7 days; parent GERMAN AMERICAN BCORP INC.
German American Bank (#17393) lends in 41 counties across 3 states; German American Bank (#17393) reaches 503 ZIP codes: Indiana 19 counties, 175 ZIPs; Kentucky 17 counties, 167 ZIPs; Ohio 5 counties, 161 ZIPs.
German American Bank (#17393) largest markets: Hamilton County, OH (58 branches, 58 ZIPs) (#17393), Franklin County, OH (750 branches, 50 ZIPs) (#17393), Jefferson County, KY (129 branches, 43 ZIPs) (#17393), Licking County, OH (60 branches, 30 ZIPs) (#17393), Delaware County, OH (24 branches, 24 ZIPs) (#17393), Fairfield County, OH (19 branches, 19 ZIPs) (#17393).
German American Bank (#17393) reports $8.43 billion in total assets; German American Bank (#17393) equity $1.16 billion (13.7% of German American Bank (#17393) assets); German American Bank (#17393) domestic deposits $7.06 billion; German American Bank (#17393) net income $74.0 million; German American Bank (#17393) return on assets 1.76%; German American Bank (#17393) return on equity 13.05%; German American Bank (#17393) net interest income $161.3 million; German American Bank (#17393) call report June 30, 2026.
German American Bank (#17393) noncurrent real-estate loans 0.01% of its book; German American Bank (#17393) net charge-offs on real estate 0.25%; German American Bank (#17393) residential charge-offs 0.28%.
German American Bank (#17393) net interest margin 4.29% against an eight-quarter German American Bank (#17393) average of 3.85% (German American Bank (#17393) compression -0.44 points); German American Bank (#17393) real-estate loans 0.8% of equity; German American Bank (#17393) non-residential real estate 28.5% of equity; German American Bank (#17393) rate-exposure score 40/100, German American Bank (#17393) fixed-rate trap 40/100; German American Bank (#17393) risk type credit driven; German American Bank (#17393) rate regime rates elevated, German American Bank (#17393) snapshot October 19, 2026.
German American Bank (#17393) stress score moved from 44 on June 22, 2026 to 42.1 on October 20, 2026; German American Bank (#17393) ranged 42.1 to 44 over 117 snapshots.
German American Bank (#17393) alerts: 40 counties; top German American Bank (#17393) alert scores: Franklin County, IN 40 (moderate); Jasper County, IN 36 (moderate); Madison County, IN 36 (moderate); Washington County, IN 36 (moderate); Delaware County, IN 34 (low).