Cfbank National Assn (FDIC #28263): Bank Stress & Real-Estate Credit Exposure
Cfbank National Assn (FDIC Cert #28263): bank stress 62/100, elevated, STABLE over 7 days; parent CF BANKSHARES INC (CFBK).
Cfbank National Assn (#28263) lends in 6 counties across 2 states; Cfbank National Assn (#28263) reaches 261 ZIP codes: Ohio 5 counties, 220 ZIPs; Indiana 1 county, 41 ZIPs.
Cfbank National Assn (#28263) largest markets: Hamilton County, OH (116 branches, 58 ZIPs) (#28263), Cuyahoga County, OH (52 branches, 52 ZIPs) (#28263), Franklin County, OH (50 branches, 50 ZIPs) (#28263), Summit County, OH (43 branches, 43 ZIPs) (#28263), Marion County, IN (41 branches, 41 ZIPs) (#28263), Delaware County, OH (24 branches, 24 ZIPs) (#28263).
Cfbank National Assn (#28263) reports $2.17 billion in total assets; Cfbank National Assn (#28263) equity $246.1 million (11.4% of Cfbank National Assn (#28263) assets); Cfbank National Assn (#28263) domestic deposits $1.83 billion; Cfbank National Assn (#28263) net income $12.8 million; Cfbank National Assn (#28263) return on assets 1.20%; Cfbank National Assn (#28263) return on equity 10.57%; Cfbank National Assn (#28263) net interest income $30.1 million; Cfbank National Assn (#28263) call report June 30, 2026.
Cfbank National Assn (#28263) noncurrent real-estate loans: none reported; Cfbank National Assn (#28263) net charge-offs on real estate 0.53%; Cfbank National Assn (#28263) residential charge-offs 0.95%.
Cfbank National Assn (#28263) net interest margin 2.96% against an eight-quarter Cfbank National Assn (#28263) average of 2.79% (Cfbank National Assn (#28263) compression -0.17 points); Cfbank National Assn (#28263) non-residential real estate 95.3% of equity; Cfbank National Assn (#28263) rate-exposure score 40/100, Cfbank National Assn (#28263) fixed-rate trap 40/100; Cfbank National Assn (#28263) risk type credit driven; Cfbank National Assn (#28263) rate regime rates elevated; Cfbank National Assn (#28263) shares 7.5% below the 52-week high, Cfbank National Assn (#28263) equity trend stable, Cfbank National Assn (#28263) snapshot October 19, 2026.
Cfbank National Assn (#28263) stress score held at 61.8 across 117 daily snapshots, June 22, 2026 to October 20, 2026.
Cfbank National Assn (#28263) alerts: 6 counties; top Cfbank National Assn (#28263) alert scores: Akron County, OH 22 (low); Beachwood County, OH 22 (low); Cincinnati County, OH 22 (low); Columbus County, OH 22 (low); Indianapolis County, OH 22 (low).